Sanitas — Region 2 of canton Grisons, 2026 premiums
Sanitas covers the 45 municipalities of Region 2 in canton Grisons. Its lowest adult premium here is CHF 297.90 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Sanitas ranks 7 out of 24 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 467.57 a month.
What staying costs
Moving from Sanitas to Agrisano, the cheapest insurer in this region, saves CHF 363.60 a year for an adult on the same profile.
The full Sanitas table
304 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 515.30 | CHF 448.30 | CHF 469.00 | CHF 448.40 |
| 500 | CHF 503.70 | CHF 436.70 | CHF 457.40 | CHF 436.80 |
| 1'000 | CHF 474.50 | CHF 407.50 | CHF 428.20 | CHF 407.60 |
| 1'500 | CHF 445.30 | CHF 378.30 | CHF 399.00 | CHF 378.40 |
| 2'000 | CHF 416.20 | CHF 349.20 | CHF 369.90 | CHF 349.30 |
| 2'500 | CHF 387.00 | CHF 320.00 | CHF 340.70 | CHF 320.10 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 341.20 | CHF 327.50 | CHF 331.00 | CHF 327.60 |
| 500 | CHF 329.60 | CHF 315.90 | CHF 319.40 | CHF 316.00 |
| 1'000 | CHF 300.40 | CHF 286.70 | CHF 290.20 | CHF 286.80 |
| 1'500 | CHF 271.20 | CHF 257.50 | CHF 261.00 | CHF 257.60 |
| 2'000 | CHF 242.10 | CHF 228.40 | CHF 231.90 | CHF 228.50 |
| 2'500 | CHF 212.90 | CHF 199.20 | CHF 202.70 | CHF 199.30 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 126.30 | CHF 122.45 | CHF 123.80 | CHF 121.30 |
| 100 | CHF 120.50 | CHF 116.65 | CHF 118.00 | CHF 115.50 |
| 200 | CHF 114.70 | CHF 110.85 | CHF 112.20 | CHF 109.70 |
| 300 | CHF 108.80 | CHF 104.95 | CHF 106.30 | CHF 103.80 |
| 400 | CHF 103.00 | CHF 99.15 | CHF 100.50 | CHF 98.00 |
| 500 | CHF 97.20 | CHF 93.35 | CHF 94.70 | CHF 92.20 |
| 600 | CHF 91.30 | CHF 87.45 | CHF 88.80 | CHF 86.30 |
With or without accident cover
With accident cover: CHF 515.30 a month. Without: CHF 479.80. Dropping it saves CHF 426.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 430.40 in 2025 to CHF 297.90 — a rise of 4.2 %.
The 45 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Grisons, not to the municipality.
Bever · Bonaduz · Bregaglia · Brusio · Celerina/Schlarigna · Conters im Prättigau · Davos · Domat/Ems · Felsberg · Fideris · Flims · Fläsch · Furna · Grüsch · Jenaz · Jenins · Klosters · Küblis · La Punt Chamues-ch · Landquart · Luzein · Madulain · Maienfeld · Malans · Pontresina · Poschiavo · Rhäzüns · S-chanf · Samedan · Samnaun · Schiers · Scuol · Seewis im Prättigau · Sils im Engadin/Segl · Silvaplana · St. Moritz · Tamins · Trimmis · Trin · Untervaz · Val Müstair · Valsot · Zernez · Zizers · Zuoz
The other insurers in Region 2
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 418.00 | View |
| ÖKK | CHF 435.60 | View |
| vita surselva | CHF 440.80 | View |
| curaulta | CHF 442.80 | View |
| CONCORDIA | CHF 445.60 | View |
| KPT | CHF 447.90 | View |
| CSS | CHF 449.70 | View |
| SWICA | CHF 450.00 | View |
| Sumiswalder | CHF 450.70 | View |
| Helsana | CHF 453.00 | View |
| Mutuel | CHF 467.60 | View |
| Atupri | CHF 469.00 | View |
| Vivao Sympany | CHF 469.00 | View |
| Aquilana | CHF 471.00 | View |
| sana24 | CHF 473.00 | View |
| rhenusana | CHF 479.40 | View |
| Philos | CHF 481.50 | View |
| Visana | CHF 484.30 | View |
| Assura-Basis | CHF 484.90 | View |
| Avenir | CHF 500.80 | View |
| EGK | CHF 514.80 | View |
| Galenos | CHF 516.10 | View |
| SLKK | CHF 527.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums.