Avenir — Region 2 of canton Grisons, 2026 premiums
Avenir covers the 45 municipalities of Region 2 in canton Grisons. Its lowest adult premium here is CHF 346.70 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Avenir ranks 21 out of 24 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 467.57 a month.
What staying costs
Moving from Avenir to Agrisano, the cheapest insurer in this region, saves CHF 993.60 a year for an adult on the same profile.
The full Avenir table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 572.30 | CHF 512.20 | CHF 500.80 | CHF 503.70 |
| 500 | CHF 560.80 | CHF 500.70 | CHF 489.30 | CHF 492.70 |
| 1'000 | CHF 531.80 | CHF 471.70 | CHF 460.30 | CHF 465.20 |
| 1'500 | CHF 502.30 | CHF 442.20 | CHF 430.80 | CHF 437.20 |
| 2'000 | CHF 473.30 | CHF 413.20 | CHF 401.80 | CHF 409.60 |
| 2'500 | CHF 444.30 | CHF 384.20 | CHF 372.80 | CHF 382.10 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 430.70 | CHF 394.10 | CHF 376.90 | CHF 381.20 |
| 500 | CHF 419.20 | CHF 382.60 | CHF 365.40 | CHF 369.70 |
| 1'000 | CHF 390.20 | CHF 353.60 | CHF 336.40 | CHF 340.70 |
| 1'500 | CHF 360.70 | CHF 324.10 | CHF 306.90 | CHF 311.20 |
| 2'000 | CHF 331.70 | CHF 295.10 | CHF 277.90 | CHF 282.20 |
| 2'500 | CHF 302.70 | CHF 266.10 | CHF 248.90 | CHF 253.20 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 120.20 | CHF 111.20 | CHF 107.60 | CHF 107.60 |
| 100 | CHF 115.90 | CHF 106.90 | CHF 103.30 | CHF 103.30 |
| 200 | CHF 111.50 | CHF 102.50 | CHF 98.90 | CHF 98.90 |
| 300 | CHF 107.10 | CHF 98.10 | CHF 94.50 | CHF 94.50 |
| 400 | CHF 102.80 | CHF 93.80 | CHF 90.10 | CHF 90.10 |
| 500 | CHF 98.40 | CHF 89.40 | CHF 85.80 | CHF 85.80 |
| 600 | CHF 94.00 | CHF 85.00 | CHF 81.40 | CHF 81.40 |
With or without accident cover
With accident cover: CHF 572.30 a month. Without: CHF 532.30. Dropping it saves CHF 480.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 468.00 in 2025 to CHF 346.70 — a rise of 7.0 %.
The 45 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Grisons, not to the municipality.
Bever · Bonaduz · Bregaglia · Brusio · Celerina/Schlarigna · Conters im Prättigau · Davos · Domat/Ems · Felsberg · Fideris · Flims · Fläsch · Furna · Grüsch · Jenaz · Jenins · Klosters · Küblis · La Punt Chamues-ch · Landquart · Luzein · Madulain · Maienfeld · Malans · Pontresina · Poschiavo · Rhäzüns · S-chanf · Samedan · Samnaun · Schiers · Scuol · Seewis im Prättigau · Sils im Engadin/Segl · Silvaplana · St. Moritz · Tamins · Trimmis · Trin · Untervaz · Val Müstair · Valsot · Zernez · Zizers · Zuoz
The other insurers in Region 2
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 418.00 | View |
| ÖKK | CHF 435.60 | View |
| vita surselva | CHF 440.80 | View |
| curaulta | CHF 442.80 | View |
| CONCORDIA | CHF 445.60 | View |
| KPT | CHF 447.90 | View |
| Sanitas | CHF 448.30 | View |
| CSS | CHF 449.70 | View |
| SWICA | CHF 450.00 | View |
| Sumiswalder | CHF 450.70 | View |
| Helsana | CHF 453.00 | View |
| Mutuel | CHF 467.60 | View |
| Atupri | CHF 469.00 | View |
| Vivao Sympany | CHF 469.00 | View |
| Aquilana | CHF 471.00 | View |
| sana24 | CHF 473.00 | View |
| rhenusana | CHF 479.40 | View |
| Philos | CHF 481.50 | View |
| Visana | CHF 484.30 | View |
| Assura-Basis | CHF 484.90 | View |
| EGK | CHF 514.80 | View |
| Galenos | CHF 516.10 | View |
| SLKK | CHF 527.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums.