Galenos — Region 2 of canton Grisons, 2026 premiums
Galenos covers the 45 municipalities of Region 2 in canton Grisons. Its lowest adult premium here is CHF 362.40 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Galenos ranks 23 out of 24 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 467.57 a month.
What staying costs
Moving from Galenos to Agrisano, the cheapest insurer in this region, saves CHF 1'177.20 a year for an adult on the same profile.
The full Galenos table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 612.90 | CHF 534.50 | CHF 516.10 | CHF 516.10 |
| 500 | CHF 601.20 | CHF 522.80 | CHF 504.50 | CHF 504.50 |
| 1'000 | CHF 572.10 | CHF 493.70 | CHF 475.30 | CHF 475.30 |
| 1'500 | CHF 542.90 | CHF 464.50 | CHF 446.10 | CHF 446.10 |
| 2'000 | CHF 513.70 | CHF 435.30 | CHF 417.00 | CHF 417.00 |
| 2'500 | CHF 484.60 | CHF 406.20 | CHF 387.80 | CHF 387.80 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 447.50 | CHF 405.90 | CHF 389.00 | CHF 394.30 |
| 500 | CHF 435.90 | CHF 394.30 | CHF 377.30 | CHF 382.70 |
| 1'000 | CHF 406.70 | CHF 365.10 | CHF 348.10 | CHF 353.50 |
| 1'500 | CHF 377.50 | CHF 335.90 | CHF 319.00 | CHF 324.30 |
| 2'000 | CHF 348.40 | CHF 306.80 | CHF 289.80 | CHF 295.20 |
| 2'500 | CHF 319.20 | CHF 277.60 | CHF 260.60 | CHF 266.00 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 61.70 | CHF 54.00 | CHF 52.00 | CHF 57.40 |
| 100 | CHF 57.40 | CHF 50.20 | CHF 48.40 | CHF 53.40 |
| 200 | CHF 53.10 | CHF 46.50 | CHF 44.80 | CHF 49.40 |
| 300 | CHF 48.80 | CHF 42.70 | CHF 41.10 | CHF 45.40 |
| 400 | CHF 44.50 | CHF 39.00 | CHF 37.50 | CHF 41.40 |
| 500 | CHF 40.20 | CHF 35.20 | CHF 33.90 | CHF 37.40 |
| 600 | CHF 35.90 | CHF 33.20 | CHF 33.20 | CHF 33.40 |
With or without accident cover
With accident cover: CHF 612.90 a month. Without: CHF 572.80. Dropping it saves CHF 481.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 530.60 in 2025 to CHF 362.40 — a fall of 2.7 %.
The 45 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Grisons, not to the municipality.
Bever · Bonaduz · Bregaglia · Brusio · Celerina/Schlarigna · Conters im Prättigau · Davos · Domat/Ems · Felsberg · Fideris · Flims · Fläsch · Furna · Grüsch · Jenaz · Jenins · Klosters · Küblis · La Punt Chamues-ch · Landquart · Luzein · Madulain · Maienfeld · Malans · Pontresina · Poschiavo · Rhäzüns · S-chanf · Samedan · Samnaun · Schiers · Scuol · Seewis im Prättigau · Sils im Engadin/Segl · Silvaplana · St. Moritz · Tamins · Trimmis · Trin · Untervaz · Val Müstair · Valsot · Zernez · Zizers · Zuoz
The other insurers in Region 2
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 418.00 | View |
| ÖKK | CHF 435.60 | View |
| vita surselva | CHF 440.80 | View |
| curaulta | CHF 442.80 | View |
| CONCORDIA | CHF 445.60 | View |
| KPT | CHF 447.90 | View |
| Sanitas | CHF 448.30 | View |
| CSS | CHF 449.70 | View |
| SWICA | CHF 450.00 | View |
| Sumiswalder | CHF 450.70 | View |
| Helsana | CHF 453.00 | View |
| Mutuel | CHF 467.60 | View |
| Atupri | CHF 469.00 | View |
| Vivao Sympany | CHF 469.00 | View |
| Aquilana | CHF 471.00 | View |
| sana24 | CHF 473.00 | View |
| rhenusana | CHF 479.40 | View |
| Philos | CHF 481.50 | View |
| Visana | CHF 484.30 | View |
| Assura-Basis | CHF 484.90 | View |
| Avenir | CHF 500.80 | View |
| EGK | CHF 514.80 | View |
| SLKK | CHF 527.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums.