Helsana — Region 2 of canton Grisons, 2026 premiums
Helsana covers the 45 municipalities of Region 2 in canton Grisons. Its lowest adult premium here is CHF 302.00 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Helsana ranks 11 out of 24 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 467.57 a month.
What staying costs
Moving from Helsana to Agrisano, the cheapest insurer in this region, saves CHF 420.00 a year for an adult on the same profile.
The full Helsana table
252 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 533.00 | CHF 453.00 | CHF 453.00 |
| 500 | CHF 521.40 | CHF 441.40 | CHF 441.40 |
| 1'000 | CHF 492.20 | CHF 412.20 | CHF 412.20 |
| 1'500 | CHF 463.00 | CHF 383.00 | CHF 383.00 |
| 2'000 | CHF 433.90 | CHF 353.90 | CHF 353.90 |
| 2'500 | CHF 404.70 | CHF 324.70 | CHF 324.70 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 426.40 | CHF 362.40 | CHF 362.40 |
| 500 | CHF 414.80 | CHF 350.80 | CHF 350.80 |
| 1'000 | CHF 385.60 | CHF 321.60 | CHF 321.60 |
| 1'500 | CHF 356.40 | CHF 292.40 | CHF 292.40 |
| 2'000 | CHF 327.30 | CHF 263.30 | CHF 263.30 |
| 2'500 | CHF 298.10 | CHF 234.10 | CHF 234.10 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 122.50 | CHF 104.10 | CHF 104.10 |
| 500 | CHF 93.40 | CHF 75.00 | CHF 75.00 |
With or without accident cover
With accident cover: CHF 533.00 a month. Without: CHF 495.70. Dropping it saves CHF 447.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 452.20 in 2025 to CHF 302.00 — a rise of 0.2 %.
The 45 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Grisons, not to the municipality.
Bever · Bonaduz · Bregaglia · Brusio · Celerina/Schlarigna · Conters im Prättigau · Davos · Domat/Ems · Felsberg · Fideris · Flims · Fläsch · Furna · Grüsch · Jenaz · Jenins · Klosters · Küblis · La Punt Chamues-ch · Landquart · Luzein · Madulain · Maienfeld · Malans · Pontresina · Poschiavo · Rhäzüns · S-chanf · Samedan · Samnaun · Schiers · Scuol · Seewis im Prättigau · Sils im Engadin/Segl · Silvaplana · St. Moritz · Tamins · Trimmis · Trin · Untervaz · Val Müstair · Valsot · Zernez · Zizers · Zuoz
The other insurers in Region 2
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 418.00 | View |
| ÖKK | CHF 435.60 | View |
| vita surselva | CHF 440.80 | View |
| curaulta | CHF 442.80 | View |
| CONCORDIA | CHF 445.60 | View |
| KPT | CHF 447.90 | View |
| Sanitas | CHF 448.30 | View |
| CSS | CHF 449.70 | View |
| SWICA | CHF 450.00 | View |
| Sumiswalder | CHF 450.70 | View |
| Mutuel | CHF 467.60 | View |
| Atupri | CHF 469.00 | View |
| Vivao Sympany | CHF 469.00 | View |
| Aquilana | CHF 471.00 | View |
| sana24 | CHF 473.00 | View |
| rhenusana | CHF 479.40 | View |
| Philos | CHF 481.50 | View |
| Visana | CHF 484.30 | View |
| Assura-Basis | CHF 484.90 | View |
| Avenir | CHF 500.80 | View |
| EGK | CHF 514.80 | View |
| Galenos | CHF 516.10 | View |
| SLKK | CHF 527.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums.