CSS — Region 2 of canton Grisons, 2026 premiums
CSS covers the 45 municipalities of Region 2 in canton Grisons. Its lowest adult premium here is CHF 298.90 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
CSS ranks 8 out of 24 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 467.57 a month.
What staying costs
Moving from CSS to Agrisano, the cheapest insurer in this region, saves CHF 380.40 a year for an adult on the same profile.
The full CSS table
180 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 529.00 | CHF 449.70 | CHF 478.70 |
| 500 | CHF 517.40 | CHF 438.10 | CHF 467.10 |
| 1'000 | CHF 488.20 | CHF 408.90 | CHF 437.90 |
| 1'500 | CHF 459.00 | CHF 379.70 | CHF 408.70 |
| 2'000 | CHF 429.90 | CHF 350.60 | CHF 379.60 |
| 2'500 | CHF 400.70 | CHF 321.40 | CHF 350.40 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 375.60 | CHF 337.20 | CHF 359.10 |
| 500 | CHF 364.00 | CHF 325.60 | CHF 347.50 |
| 1'000 | CHF 334.80 | CHF 296.40 | CHF 318.30 |
| 1'500 | CHF 305.60 | CHF 267.20 | CHF 289.10 |
| 2'000 | CHF 276.50 | CHF 238.10 | CHF 260.00 |
| 2'500 | CHF 247.30 | CHF 208.90 | CHF 230.80 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 116.40 | CHF 103.40 | CHF 105.30 |
| 100 | CHF 110.60 | CHF 97.60 | CHF 99.50 |
| 200 | CHF 104.80 | CHF 91.80 | CHF 93.70 |
| 300 | CHF 98.90 | CHF 85.90 | CHF 87.80 |
| 400 | CHF 93.10 | CHF 80.10 | CHF 82.00 |
| 600 | CHF 81.40 | CHF 68.40 | CHF 70.30 |
With or without accident cover
With accident cover: CHF 529.00 a month. Without: CHF 492.00. Dropping it saves CHF 444.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 424.20 in 2025 to CHF 298.90 — a rise of 6.0 %.
The 45 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Grisons, not to the municipality.
Bever · Bonaduz · Bregaglia · Brusio · Celerina/Schlarigna · Conters im Prättigau · Davos · Domat/Ems · Felsberg · Fideris · Flims · Fläsch · Furna · Grüsch · Jenaz · Jenins · Klosters · Küblis · La Punt Chamues-ch · Landquart · Luzein · Madulain · Maienfeld · Malans · Pontresina · Poschiavo · Rhäzüns · S-chanf · Samedan · Samnaun · Schiers · Scuol · Seewis im Prättigau · Sils im Engadin/Segl · Silvaplana · St. Moritz · Tamins · Trimmis · Trin · Untervaz · Val Müstair · Valsot · Zernez · Zizers · Zuoz
The other insurers in Region 2
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 418.00 | View |
| ÖKK | CHF 435.60 | View |
| vita surselva | CHF 440.80 | View |
| curaulta | CHF 442.80 | View |
| CONCORDIA | CHF 445.60 | View |
| KPT | CHF 447.90 | View |
| Sanitas | CHF 448.30 | View |
| SWICA | CHF 450.00 | View |
| Sumiswalder | CHF 450.70 | View |
| Helsana | CHF 453.00 | View |
| Mutuel | CHF 467.60 | View |
| Atupri | CHF 469.00 | View |
| Vivao Sympany | CHF 469.00 | View |
| Aquilana | CHF 471.00 | View |
| sana24 | CHF 473.00 | View |
| rhenusana | CHF 479.40 | View |
| Philos | CHF 481.50 | View |
| Visana | CHF 484.30 | View |
| Assura-Basis | CHF 484.90 | View |
| Avenir | CHF 500.80 | View |
| EGK | CHF 514.80 | View |
| Galenos | CHF 516.10 | View |
| SLKK | CHF 527.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums.