HMO practice in Region 1 of canton Schaffhausen
14 of 23 insurers offer a HMO practice in Region 1 of canton Schaffhausen. The lowest premium is CHF 480.30 a month for an adult, 300-franc deductible, accident cover included.
What this model earns
With free choice of doctor the region’s lowest premium is CHF 552.00. This HMO practice therefore saves CHF 860.40 a year, for identical statutory cover.
The ranking, cheapest to dearest
14 insurers offer this model in this region, with the trade name of their plan.
| Rank | Insurer | Plan name | Premium | |
|---|---|---|---|---|
| 1 | ÖKK | Gesundheitszentrum | CHF 480.30 | View |
| 2 | CONCORDIA | HMO | CHF 502.30 | View |
| 3 | Vivao Sympany | casamed hmo | CHF 506.00 | View |
| 4 | Agrisano | AGRIeco | CHF 512.60 | View |
| 5 | SWICA | FAVORIT SANTE | CHF 514.00 | View |
| 6 | Atupri | HMO | CHF 516.10 | View |
| 7 | KPT | KPTwin.plus | CHF 527.00 | View |
| 8 | Visana | Managed Care | CHF 531.00 | View |
| 9 | Philos | OptiMed | CHF 532.70 | View |
| 10 | Galenos | Managed Care | CHF 541.20 | View |
| 11 | Sanitas | MultiAccess | CHF 546.80 | View |
| 12 | Mutuel | OptiMed | CHF 555.20 | View |
| 13 | sana24 | Managed Care | CHF 565.70 | View |
| 14 | Avenir | OptiMed | CHF 568.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.