Visana — Region 1 of canton Schaffhausen, 2026 premiums
Visana covers the 2 municipalities of Region 1 in canton Schaffhausen. Its lowest adult premium here is CHF 348.10 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Visana ranks 6 out of 23 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 519.77 a month.
What staying costs
Moving from Visana to ÖKK, the cheapest insurer in this region, saves CHF 246.00 a year for an adult on the same profile.
The full Visana table
364 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 603.30 | CHF 531.00 | CHF 531.00 | CHF 500.80 |
| 500 | CHF 596.60 | CHF 524.30 | CHF 524.30 | CHF 494.10 |
| 1'000 | CHF 562.50 | CHF 490.10 | CHF 490.10 | CHF 460.00 |
| 1'500 | CHF 533.30 | CHF 461.00 | CHF 461.00 | CHF 430.80 |
| 2'000 | CHF 504.10 | CHF 431.80 | CHF 431.80 | CHF 401.60 |
| 2'500 | CHF 475.00 | CHF 402.60 | CHF 402.60 | CHF 372.50 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 422.40 | CHF 369.70 | CHF 369.70 | CHF 398.80 |
| 500 | CHF 415.80 | CHF 363.00 | CHF 363.00 | CHF 392.10 |
| 1'000 | CHF 381.60 | CHF 328.80 | CHF 328.80 | CHF 358.00 |
| 1'500 | CHF 352.40 | CHF 299.70 | CHF 299.70 | CHF 328.80 |
| 2'000 | CHF 323.30 | CHF 270.50 | CHF 270.50 | CHF 299.60 |
| 2'500 | CHF 294.10 | CHF 241.30 | CHF 241.30 | CHF 270.50 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 60.70 | CHF 51.00 | CHF 51.10 | CHF 51.00 |
| 100 | CHF 54.90 | CHF 46.00 | CHF 46.00 | CHF 46.00 |
| 200 | CHF 49.00 | CHF 40.40 | CHF 40.50 | CHF 40.40 |
| 300 | CHF 43.20 | CHF 33.50 | CHF 33.60 | CHF 33.50 |
| 400 | CHF 37.40 | CHF 32.70 | CHF 32.70 | CHF 32.70 |
| 500 | CHF 32.70 | CHF 32.70 | CHF 32.70 | CHF 32.70 |
| 600 | CHF 32.70 | CHF 32.70 | CHF 32.70 | CHF 32.70 |
With or without accident cover
With accident cover: CHF 603.30 a month. Without: CHF 563.90. Dropping it saves CHF 472.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 483.80 in 2025 to CHF 348.10 — a rise of 3.5 %.
The 2 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Schaffhausen, not to the municipality.
The other insurers in Region 1
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| ÖKK | CHF 480.30 | View |
| Helsana | CHF 486.30 | View |
| Aquilana | CHF 491.80 | View |
| Assura-Basis | CHF 492.00 | View |
| Galenos | CHF 499.90 | View |
| CONCORDIA | CHF 502.30 | View |
| KPT | CHF 503.60 | View |
| Agrisano | CHF 504.30 | View |
| Vivao Sympany | CHF 506.00 | View |
| SWICA | CHF 511.00 | View |
| Atupri | CHF 516.10 | View |
| EGK | CHF 517.00 | View |
| Sumiswalder | CHF 521.10 | View |
| Sanitas | CHF 522.70 | View |
| SLKK | CHF 530.70 | View |
| Philos | CHF 532.70 | View |
| CSS | CHF 535.10 | View |
| sana24 | CHF 540.60 | View |
| rhenusana | CHF 542.30 | View |
| Mutuel | CHF 555.20 | View |
| Avenir | CHF 568.90 | View |
| vita surselva | CHF 594.00 | View |
Source: Federal Office of Public Health (FOPH), official premiums.