Sanitas — Region 1 of canton Schaffhausen, 2026 premiums
Sanitas covers the 2 municipalities of Region 1 in canton Schaffhausen. Its lowest adult premium here is CHF 367.20 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Sanitas ranks 15 out of 23 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 519.77 a month.
What staying costs
Moving from Sanitas to ÖKK, the cheapest insurer in this region, saves CHF 508.80 a year for an adult on the same profile.
The full Sanitas table
304 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 600.80 | CHF 522.70 | CHF 546.80 | CHF 540.80 |
| 500 | CHF 589.20 | CHF 511.10 | CHF 535.20 | CHF 529.20 |
| 1'000 | CHF 560.00 | CHF 481.90 | CHF 506.00 | CHF 500.00 |
| 1'500 | CHF 530.80 | CHF 452.70 | CHF 476.80 | CHF 470.80 |
| 2'000 | CHF 501.70 | CHF 423.60 | CHF 447.70 | CHF 441.70 |
| 2'500 | CHF 472.50 | CHF 394.40 | CHF 418.50 | CHF 412.50 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 384.60 | CHF 369.10 | CHF 373.10 | CHF 369.30 |
| 500 | CHF 373.00 | CHF 357.50 | CHF 361.50 | CHF 357.70 |
| 1'000 | CHF 343.80 | CHF 328.30 | CHF 332.30 | CHF 328.50 |
| 1'500 | CHF 314.60 | CHF 299.10 | CHF 303.10 | CHF 299.30 |
| 2'000 | CHF 285.50 | CHF 270.00 | CHF 274.00 | CHF 270.20 |
| 2'500 | CHF 256.30 | CHF 240.80 | CHF 244.80 | CHF 241.00 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 140.00 | CHF 135.80 | CHF 137.20 | CHF 134.40 |
| 100 | CHF 134.20 | CHF 130.00 | CHF 131.40 | CHF 128.60 |
| 200 | CHF 128.40 | CHF 124.20 | CHF 125.60 | CHF 122.80 |
| 300 | CHF 122.50 | CHF 118.30 | CHF 119.70 | CHF 116.90 |
| 400 | CHF 116.70 | CHF 112.50 | CHF 113.90 | CHF 111.10 |
| 500 | CHF 110.90 | CHF 106.70 | CHF 108.10 | CHF 105.30 |
| 600 | CHF 105.00 | CHF 100.80 | CHF 102.20 | CHF 99.40 |
With or without accident cover
With accident cover: CHF 600.80 a month. Without: CHF 559.40. Dropping it saves CHF 496.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 500.20 in 2025 to CHF 367.20 — a rise of 4.5 %.
The 2 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Schaffhausen, not to the municipality.
The other insurers in Region 1
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| ÖKK | CHF 480.30 | View |
| Helsana | CHF 486.30 | View |
| Aquilana | CHF 491.80 | View |
| Assura-Basis | CHF 492.00 | View |
| Galenos | CHF 499.90 | View |
| Visana | CHF 500.80 | View |
| CONCORDIA | CHF 502.30 | View |
| KPT | CHF 503.60 | View |
| Agrisano | CHF 504.30 | View |
| Vivao Sympany | CHF 506.00 | View |
| SWICA | CHF 511.00 | View |
| Atupri | CHF 516.10 | View |
| EGK | CHF 517.00 | View |
| Sumiswalder | CHF 521.10 | View |
| SLKK | CHF 530.70 | View |
| Philos | CHF 532.70 | View |
| CSS | CHF 535.10 | View |
| sana24 | CHF 540.60 | View |
| rhenusana | CHF 542.30 | View |
| Mutuel | CHF 555.20 | View |
| Avenir | CHF 568.90 | View |
| vita surselva | CHF 594.00 | View |
Source: Federal Office of Public Health (FOPH), official premiums.