SWICA — Region 1 of canton Schaffhausen, 2026 premiums
SWICA covers the 2 municipalities of Region 1 in canton Schaffhausen. Its lowest adult premium here is CHF 355.90 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
SWICA ranks 11 out of 23 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 519.77 a month.
What staying costs
Moving from SWICA to ÖKK, the cheapest insurer in this region, saves CHF 368.40 a year for an adult on the same profile.
The full SWICA table
280 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 601.10 | CHF 511.00 | CHF 514.00 | CHF 565.10 |
| 500 | CHF 589.50 | CHF 499.30 | CHF 502.30 | CHF 553.40 |
| 1'000 | CHF 560.30 | CHF 476.20 | CHF 479.20 | CHF 530.30 |
| 1'500 | CHF 531.10 | CHF 447.00 | CHF 450.00 | CHF 501.10 |
| 2'000 | CHF 502.00 | CHF 411.80 | CHF 414.80 | CHF 471.90 |
| 2'500 | CHF 472.80 | CHF 382.70 | CHF 385.70 | CHF 442.80 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 450.90 | CHF 392.30 | CHF 403.60 | CHF 437.40 |
| 500 | CHF 439.30 | CHF 380.70 | CHF 391.90 | CHF 425.80 |
| 1'000 | CHF 410.10 | CHF 356.00 | CHF 374.00 | CHF 396.60 |
| 1'500 | CHF 380.90 | CHF 326.80 | CHF 344.90 | CHF 367.40 |
| 2'000 | CHF 351.80 | CHF 293.20 | CHF 306.70 | CHF 338.30 |
| 2'500 | CHF 322.60 | CHF 264.00 | CHF 277.50 | CHF 309.10 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 60.20 | CHF 54.20 | CHF 58.10 | CHF 60.20 |
| 200 | CHF 48.60 | CHF 44.40 | CHF 47.70 | CHF 48.60 |
| 400 | CHF 36.90 | CHF 33.30 | CHF 36.00 | CHF 36.90 |
| 600 | CHF 32.40 | CHF 32.40 | CHF 32.40 | CHF 32.40 |
With or without accident cover
With accident cover: CHF 601.10 a month. Without: CHF 559.10. Dropping it saves CHF 504.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 474.10 in 2025 to CHF 355.90 — a rise of 7.8 %.
The 2 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Schaffhausen, not to the municipality.
The other insurers in Region 1
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| ÖKK | CHF 480.30 | View |
| Helsana | CHF 486.30 | View |
| Aquilana | CHF 491.80 | View |
| Assura-Basis | CHF 492.00 | View |
| Galenos | CHF 499.90 | View |
| Visana | CHF 500.80 | View |
| CONCORDIA | CHF 502.30 | View |
| KPT | CHF 503.60 | View |
| Agrisano | CHF 504.30 | View |
| Vivao Sympany | CHF 506.00 | View |
| Atupri | CHF 516.10 | View |
| EGK | CHF 517.00 | View |
| Sumiswalder | CHF 521.10 | View |
| Sanitas | CHF 522.70 | View |
| SLKK | CHF 530.70 | View |
| Philos | CHF 532.70 | View |
| CSS | CHF 535.10 | View |
| sana24 | CHF 540.60 | View |
| rhenusana | CHF 542.30 | View |
| Mutuel | CHF 555.20 | View |
| Avenir | CHF 568.90 | View |
| vita surselva | CHF 594.00 | View |
Source: Federal Office of Public Health (FOPH), official premiums.