Avenir — Region 1 of canton Schaffhausen, 2026 premiums
Avenir covers the 2 municipalities of Region 1 in canton Schaffhausen. Its lowest adult premium here is CHF 410.00 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Avenir ranks 22 out of 23 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 519.77 a month.
What staying costs
Moving from Avenir to ÖKK, the cheapest insurer in this region, saves CHF 1'063.20 a year for an adult on the same profile.
The full Avenir table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 650.10 | CHF 581.90 | CHF 568.90 | CHF 572.10 |
| 500 | CHF 638.60 | CHF 570.40 | CHF 557.40 | CHF 561.10 |
| 1'000 | CHF 609.60 | CHF 541.40 | CHF 528.40 | CHF 533.60 |
| 1'500 | CHF 580.10 | CHF 511.90 | CHF 498.90 | CHF 505.60 |
| 2'000 | CHF 551.10 | CHF 482.90 | CHF 469.90 | CHF 478.00 |
| 2'500 | CHF 522.10 | CHF 453.90 | CHF 440.90 | CHF 450.50 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 477.50 | CHF 437.00 | CHF 417.90 | CHF 422.60 |
| 500 | CHF 466.00 | CHF 425.50 | CHF 406.40 | CHF 411.10 |
| 1'000 | CHF 437.00 | CHF 396.50 | CHF 377.40 | CHF 382.10 |
| 1'500 | CHF 407.50 | CHF 367.00 | CHF 347.90 | CHF 352.60 |
| 2'000 | CHF 378.50 | CHF 338.00 | CHF 318.90 | CHF 323.60 |
| 2'500 | CHF 349.50 | CHF 309.00 | CHF 289.90 | CHF 294.60 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 117.40 | CHF 108.60 | CHF 105.10 | CHF 105.10 |
| 100 | CHF 113.10 | CHF 104.30 | CHF 100.80 | CHF 100.80 |
| 200 | CHF 108.70 | CHF 99.90 | CHF 96.40 | CHF 96.40 |
| 300 | CHF 104.30 | CHF 95.50 | CHF 92.00 | CHF 92.00 |
| 400 | CHF 99.90 | CHF 91.10 | CHF 87.60 | CHF 87.60 |
| 500 | CHF 95.60 | CHF 86.80 | CHF 83.30 | CHF 83.30 |
| 600 | CHF 91.20 | CHF 82.40 | CHF 78.90 | CHF 78.90 |
With or without accident cover
With accident cover: CHF 650.10 a month. Without: CHF 604.60. Dropping it saves CHF 546.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 568.90 in 2025 to CHF 410.00 — a rise of 0.0 %.
The 2 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Schaffhausen, not to the municipality.
The other insurers in Region 1
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| ÖKK | CHF 480.30 | View |
| Helsana | CHF 486.30 | View |
| Aquilana | CHF 491.80 | View |
| Assura-Basis | CHF 492.00 | View |
| Galenos | CHF 499.90 | View |
| Visana | CHF 500.80 | View |
| CONCORDIA | CHF 502.30 | View |
| KPT | CHF 503.60 | View |
| Agrisano | CHF 504.30 | View |
| Vivao Sympany | CHF 506.00 | View |
| SWICA | CHF 511.00 | View |
| Atupri | CHF 516.10 | View |
| EGK | CHF 517.00 | View |
| Sumiswalder | CHF 521.10 | View |
| Sanitas | CHF 522.70 | View |
| SLKK | CHF 530.70 | View |
| Philos | CHF 532.70 | View |
| CSS | CHF 535.10 | View |
| sana24 | CHF 540.60 | View |
| rhenusana | CHF 542.30 | View |
| Mutuel | CHF 555.20 | View |
| vita surselva | CHF 594.00 | View |
Source: Federal Office of Public Health (FOPH), official premiums.