CONCORDIA — Region 1 of canton Schaffhausen, 2026 premiums
CONCORDIA covers the 2 municipalities of Region 1 in canton Schaffhausen. Its lowest adult premium here is CHF 353.50 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
CONCORDIA ranks 7 out of 23 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 519.77 a month.
What staying costs
Moving from CONCORDIA to ÖKK, the cheapest insurer in this region, saves CHF 264.00 a year for an adult on the same profile.
The full CONCORDIA table
208 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 577.30 | CHF 511.00 | CHF 502.30 | CHF 502.30 |
| 500 | CHF 565.70 | CHF 499.40 | CHF 490.70 | CHF 490.70 |
| 1'000 | CHF 536.50 | CHF 470.20 | CHF 461.50 | CHF 461.50 |
| 1'500 | CHF 507.30 | CHF 441.00 | CHF 432.30 | CHF 432.30 |
| 2'000 | CHF 478.20 | CHF 411.90 | CHF 403.20 | CHF 403.20 |
| 2'500 | CHF 449.00 | CHF 382.70 | CHF 374.00 | CHF 374.00 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 433.00 | CHF 383.30 | CHF 376.80 | CHF 376.80 |
| 500 | CHF 421.40 | CHF 371.70 | CHF 365.20 | CHF 365.20 |
| 1'000 | CHF 392.20 | CHF 342.50 | CHF 336.00 | CHF 336.00 |
| 1'500 | CHF 363.00 | CHF 313.30 | CHF 306.80 | CHF 306.80 |
| 2'000 | CHF 333.90 | CHF 284.20 | CHF 277.70 | CHF 277.70 |
| 2'500 | CHF 304.70 | CHF 255.00 | CHF 248.50 | CHF 248.50 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 69.30 | CHF 61.40 | CHF 60.30 | CHF 60.30 |
| 100 | CHF 63.50 | CHF 55.60 | CHF 54.50 | CHF 54.50 |
| 200 | CHF 57.70 | CHF 49.80 | CHF 48.70 | CHF 48.70 |
| 300 | CHF 51.80 | CHF 43.90 | CHF 42.80 | CHF 42.80 |
| 400 | CHF 46.00 | CHF 38.10 | CHF 37.00 | CHF 37.00 |
| 500 | CHF 40.20 | CHF 36.70 | CHF 36.70 | CHF 36.70 |
| 600 | CHF 36.70 | CHF 36.70 | CHF 36.70 | CHF 36.70 |
With or without accident cover
With accident cover: CHF 577.30 a month. Without: CHF 545.60. Dropping it saves CHF 380.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 477.40 in 2025 to CHF 353.50 — a rise of 5.2 %.
The 2 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Schaffhausen, not to the municipality.
The other insurers in Region 1
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| ÖKK | CHF 480.30 | View |
| Helsana | CHF 486.30 | View |
| Aquilana | CHF 491.80 | View |
| Assura-Basis | CHF 492.00 | View |
| Galenos | CHF 499.90 | View |
| Visana | CHF 500.80 | View |
| KPT | CHF 503.60 | View |
| Agrisano | CHF 504.30 | View |
| Vivao Sympany | CHF 506.00 | View |
| SWICA | CHF 511.00 | View |
| Atupri | CHF 516.10 | View |
| EGK | CHF 517.00 | View |
| Sumiswalder | CHF 521.10 | View |
| Sanitas | CHF 522.70 | View |
| SLKK | CHF 530.70 | View |
| Philos | CHF 532.70 | View |
| CSS | CHF 535.10 | View |
| sana24 | CHF 540.60 | View |
| rhenusana | CHF 542.30 | View |
| Mutuel | CHF 555.20 | View |
| Avenir | CHF 568.90 | View |
| vita surselva | CHF 594.00 | View |
Source: Federal Office of Public Health (FOPH), official premiums.