KPT — Region 1 of canton Schaffhausen, 2026 premiums
KPT covers the 2 municipalities of Region 1 in canton Schaffhausen. Its lowest adult premium here is CHF 349.00 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
KPT ranks 8 out of 23 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 519.77 a month.
What staying costs
Moving from KPT to ÖKK, the cheapest insurer in this region, saves CHF 279.60 a year for an adult on the same profile.
The full KPT table
168 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 597.40 | CHF 527.00 | CHF 527.00 | CHF 503.60 |
| 500 | CHF 585.80 | CHF 515.40 | CHF 515.40 | CHF 492.00 |
| 1'000 | CHF 556.60 | CHF 486.20 | CHF 486.20 | CHF 462.80 |
| 1'500 | CHF 527.40 | CHF 457.00 | CHF 457.00 | CHF 433.60 |
| 2'500 | CHF 469.10 | CHF 398.70 | CHF 398.70 | CHF 375.30 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 477.90 | CHF 425.50 | CHF 425.50 | CHF 408.00 |
| 500 | CHF 466.30 | CHF 413.90 | CHF 413.90 | CHF 396.40 |
| 1'000 | CHF 437.10 | CHF 384.70 | CHF 384.70 | CHF 367.20 |
| 1'500 | CHF 407.90 | CHF 355.50 | CHF 355.50 | CHF 338.00 |
| 2'500 | CHF 349.60 | CHF 297.20 | CHF 297.20 | CHF 279.70 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 143.40 | CHF 122.00 | CHF 122.00 | CHF 114.80 |
| 200 | CHF 131.80 | CHF 112.10 | CHF 112.10 | CHF 105.50 |
| 400 | CHF 120.10 | CHF 102.20 | CHF 102.20 | CHF 96.20 |
| 600 | CHF 108.40 | CHF 92.20 | CHF 92.20 | CHF 86.80 |
With or without accident cover
With accident cover: CHF 597.40 a month. Without: CHF 555.60. Dropping it saves CHF 501.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 494.10 in 2025 to CHF 349.00 — a rise of 1.9 %.
The 2 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Schaffhausen, not to the municipality.
The other insurers in Region 1
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| ÖKK | CHF 480.30 | View |
| Helsana | CHF 486.30 | View |
| Aquilana | CHF 491.80 | View |
| Assura-Basis | CHF 492.00 | View |
| Galenos | CHF 499.90 | View |
| Visana | CHF 500.80 | View |
| CONCORDIA | CHF 502.30 | View |
| Agrisano | CHF 504.30 | View |
| Vivao Sympany | CHF 506.00 | View |
| SWICA | CHF 511.00 | View |
| Atupri | CHF 516.10 | View |
| EGK | CHF 517.00 | View |
| Sumiswalder | CHF 521.10 | View |
| Sanitas | CHF 522.70 | View |
| SLKK | CHF 530.70 | View |
| Philos | CHF 532.70 | View |
| CSS | CHF 535.10 | View |
| sana24 | CHF 540.60 | View |
| rhenusana | CHF 542.30 | View |
| Mutuel | CHF 555.20 | View |
| Avenir | CHF 568.90 | View |
| vita surselva | CHF 594.00 | View |
Source: Federal Office of Public Health (FOPH), official premiums.