Galenos — Region 1 of canton Schaffhausen, 2026 premiums
Galenos covers the 2 municipalities of Region 1 in canton Schaffhausen. Its lowest adult premium here is CHF 347.30 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Galenos ranks 5 out of 23 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 519.77 a month.
What staying costs
Moving from Galenos to ÖKK, the cheapest insurer in this region, saves CHF 235.20 a year for an adult on the same profile.
The full Galenos table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 599.30 | CHF 546.00 | CHF 541.20 | CHF 499.90 |
| 500 | CHF 587.60 | CHF 534.30 | CHF 529.50 | CHF 488.20 |
| 1'000 | CHF 558.50 | CHF 505.20 | CHF 500.40 | CHF 459.00 |
| 1'500 | CHF 529.30 | CHF 476.00 | CHF 471.20 | CHF 429.90 |
| 2'000 | CHF 500.10 | CHF 446.80 | CHF 442.00 | CHF 400.70 |
| 2'500 | CHF 471.00 | CHF 417.70 | CHF 412.90 | CHF 371.50 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 443.60 | CHF 414.80 | CHF 412.60 | CHF 417.40 |
| 500 | CHF 431.90 | CHF 403.10 | CHF 400.90 | CHF 405.80 |
| 1'000 | CHF 402.80 | CHF 373.90 | CHF 371.70 | CHF 376.60 |
| 1'500 | CHF 373.60 | CHF 344.80 | CHF 342.60 | CHF 347.40 |
| 2'000 | CHF 344.40 | CHF 315.60 | CHF 313.40 | CHF 318.30 |
| 2'500 | CHF 315.30 | CHF 286.40 | CHF 284.20 | CHF 289.10 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 60.30 | CHF 54.60 | CHF 52.00 | CHF 57.90 |
| 100 | CHF 56.10 | CHF 50.80 | CHF 48.40 | CHF 53.90 |
| 200 | CHF 51.90 | CHF 47.00 | CHF 44.70 | CHF 49.80 |
| 300 | CHF 47.70 | CHF 43.20 | CHF 41.10 | CHF 45.80 |
| 400 | CHF 43.50 | CHF 39.40 | CHF 37.50 | CHF 41.80 |
| 500 | CHF 39.30 | CHF 35.60 | CHF 33.90 | CHF 37.80 |
| 600 | CHF 35.10 | CHF 32.40 | CHF 32.40 | CHF 33.70 |
With or without accident cover
With accident cover: CHF 599.30 a month. Without: CHF 560.10. Dropping it saves CHF 470.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 560.80 in 2025 to CHF 347.30 — a fall of 10.9 %.
The 2 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Schaffhausen, not to the municipality.
The other insurers in Region 1
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| ÖKK | CHF 480.30 | View |
| Helsana | CHF 486.30 | View |
| Aquilana | CHF 491.80 | View |
| Assura-Basis | CHF 492.00 | View |
| Visana | CHF 500.80 | View |
| CONCORDIA | CHF 502.30 | View |
| KPT | CHF 503.60 | View |
| Agrisano | CHF 504.30 | View |
| Vivao Sympany | CHF 506.00 | View |
| SWICA | CHF 511.00 | View |
| Atupri | CHF 516.10 | View |
| EGK | CHF 517.00 | View |
| Sumiswalder | CHF 521.10 | View |
| Sanitas | CHF 522.70 | View |
| SLKK | CHF 530.70 | View |
| Philos | CHF 532.70 | View |
| CSS | CHF 535.10 | View |
| sana24 | CHF 540.60 | View |
| rhenusana | CHF 542.30 | View |
| Mutuel | CHF 555.20 | View |
| Avenir | CHF 568.90 | View |
| vita surselva | CHF 594.00 | View |
Source: Federal Office of Public Health (FOPH), official premiums.