Mutuel — Region 1 of canton Schaffhausen, 2026 premiums
Mutuel covers the 2 municipalities of Region 1 in canton Schaffhausen. Its lowest adult premium here is CHF 397.30 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Mutuel ranks 21 out of 23 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 519.77 a month.
What staying costs
Moving from Mutuel to ÖKK, the cheapest insurer in this region, saves CHF 898.80 a year for an adult on the same profile.
The full Mutuel table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 630.90 | CHF 574.20 | CHF 555.20 | CHF 556.80 |
| 500 | CHF 619.40 | CHF 562.70 | CHF 543.70 | CHF 545.80 |
| 1'000 | CHF 590.40 | CHF 533.70 | CHF 514.70 | CHF 518.30 |
| 1'500 | CHF 560.90 | CHF 504.20 | CHF 485.20 | CHF 490.30 |
| 2'000 | CHF 531.90 | CHF 475.20 | CHF 456.20 | CHF 462.70 |
| 2'500 | CHF 502.90 | CHF 446.20 | CHF 427.20 | CHF 435.20 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 477.80 | CHF 434.80 | CHF 420.50 | CHF 422.90 |
| 500 | CHF 466.30 | CHF 423.30 | CHF 409.00 | CHF 411.40 |
| 1'000 | CHF 437.30 | CHF 394.30 | CHF 380.00 | CHF 382.40 |
| 1'500 | CHF 407.80 | CHF 364.80 | CHF 350.50 | CHF 352.90 |
| 2'000 | CHF 378.80 | CHF 335.80 | CHF 321.50 | CHF 323.90 |
| 2'500 | CHF 349.80 | CHF 306.80 | CHF 292.50 | CHF 294.90 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 103.70 | CHF 94.40 | CHF 93.30 | CHF 93.90 |
| 100 | CHF 99.30 | CHF 90.00 | CHF 89.00 | CHF 89.50 |
| 200 | CHF 95.00 | CHF 85.70 | CHF 84.60 | CHF 85.20 |
| 300 | CHF 90.60 | CHF 81.20 | CHF 80.20 | CHF 80.70 |
| 400 | CHF 86.20 | CHF 76.90 | CHF 75.90 | CHF 76.40 |
| 500 | CHF 81.90 | CHF 72.50 | CHF 71.50 | CHF 72.00 |
| 600 | CHF 77.40 | CHF 68.10 | CHF 67.10 | CHF 67.60 |
With or without accident cover
With accident cover: CHF 630.90 a month. Without: CHF 586.80. Dropping it saves CHF 529.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 535.40 in 2025 to CHF 397.30 — a rise of 3.7 %.
The 2 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Schaffhausen, not to the municipality.
The other insurers in Region 1
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| ÖKK | CHF 480.30 | View |
| Helsana | CHF 486.30 | View |
| Aquilana | CHF 491.80 | View |
| Assura-Basis | CHF 492.00 | View |
| Galenos | CHF 499.90 | View |
| Visana | CHF 500.80 | View |
| CONCORDIA | CHF 502.30 | View |
| KPT | CHF 503.60 | View |
| Agrisano | CHF 504.30 | View |
| Vivao Sympany | CHF 506.00 | View |
| SWICA | CHF 511.00 | View |
| Atupri | CHF 516.10 | View |
| EGK | CHF 517.00 | View |
| Sumiswalder | CHF 521.10 | View |
| Sanitas | CHF 522.70 | View |
| SLKK | CHF 530.70 | View |
| Philos | CHF 532.70 | View |
| CSS | CHF 535.10 | View |
| sana24 | CHF 540.60 | View |
| rhenusana | CHF 542.30 | View |
| Avenir | CHF 568.90 | View |
| vita surselva | CHF 594.00 | View |
Source: Federal Office of Public Health (FOPH), official premiums.