Vivao Sympany — Region 1 of canton Schaffhausen, 2026 premiums
Vivao Sympany covers the 2 municipalities of Region 1 in canton Schaffhausen. Its lowest adult premium here is CHF 351.30 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Vivao Sympany ranks 10 out of 23 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 519.77 a month.
What staying costs
Moving from Vivao Sympany to ÖKK, the cheapest insurer in this region, saves CHF 308.40 a year for an adult on the same profile.
The full Vivao Sympany table
192 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 575.00 | CHF 506.00 | CHF 506.00 | CHF 508.90 |
| 500 | CHF 563.40 | CHF 494.40 | CHF 494.40 | CHF 497.30 |
| 1'000 | CHF 534.20 | CHF 465.20 | CHF 465.20 | CHF 468.10 |
| 1'500 | CHF 505.00 | CHF 436.00 | CHF 436.00 | CHF 438.90 |
| 2'000 | CHF 475.90 | CHF 406.90 | CHF 406.90 | CHF 409.80 |
| 2'500 | CHF 446.70 | CHF 377.70 | CHF 377.70 | CHF 380.60 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 419.80 | CHF 369.40 | CHF 369.40 | CHF 371.50 |
| 500 | CHF 408.10 | CHF 357.80 | CHF 357.80 | CHF 359.90 |
| 1'000 | CHF 379.00 | CHF 328.60 | CHF 328.60 | CHF 330.70 |
| 1'500 | CHF 349.80 | CHF 299.40 | CHF 299.40 | CHF 301.50 |
| 2'000 | CHF 320.60 | CHF 270.30 | CHF 270.30 | CHF 272.40 |
| 2'500 | CHF 291.50 | CHF 241.10 | CHF 241.10 | CHF 243.20 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 169.70 | CHF 149.30 | CHF 149.30 | CHF 150.20 |
| 200 | CHF 158.00 | CHF 137.70 | CHF 137.70 | CHF 138.50 |
| 400 | CHF 146.30 | CHF 126.00 | CHF 126.00 | CHF 126.80 |
| 600 | CHF 134.70 | CHF 114.30 | CHF 114.30 | CHF 115.20 |
With or without accident cover
With accident cover: CHF 575.00 a month. Without: CHF 534.80. Dropping it saves CHF 482.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 484.60 in 2025 to CHF 351.30 — a rise of 4.4 %.
The 2 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Schaffhausen, not to the municipality.
The other insurers in Region 1
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| ÖKK | CHF 480.30 | View |
| Helsana | CHF 486.30 | View |
| Aquilana | CHF 491.80 | View |
| Assura-Basis | CHF 492.00 | View |
| Galenos | CHF 499.90 | View |
| Visana | CHF 500.80 | View |
| CONCORDIA | CHF 502.30 | View |
| KPT | CHF 503.60 | View |
| Agrisano | CHF 504.30 | View |
| SWICA | CHF 511.00 | View |
| Atupri | CHF 516.10 | View |
| EGK | CHF 517.00 | View |
| Sumiswalder | CHF 521.10 | View |
| Sanitas | CHF 522.70 | View |
| SLKK | CHF 530.70 | View |
| Philos | CHF 532.70 | View |
| CSS | CHF 535.10 | View |
| sana24 | CHF 540.60 | View |
| rhenusana | CHF 542.30 | View |
| Mutuel | CHF 555.20 | View |
| Avenir | CHF 568.90 | View |
| vita surselva | CHF 594.00 | View |
Source: Federal Office of Public Health (FOPH), official premiums.