CHF 2'000 deductible in Region 1 of canton Ticino
At a CHF 2'000 deductible, 20 insurers offer a premium in Region 1 of canton Ticino. The lowest is CHF 498.60 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 583.90, the CHF 2'000 deductible saves CHF 1'023.60 a year on the premium.
What it risks
In exchange you must cover CHF 1'700 more yourself before the insurance steps in. The tipping point is CHF 1'323.60 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
20 insurers at a CHF 2'000 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Agrisano | CHF 498.60 | View |
| 2 | CONCORDIA | CHF 514.30 | View |
| 3 | sana24 | CHF 518.40 | View |
| 4 | Assura-Basis | CHF 518.70 | View |
| 5 | Aquilana | CHF 520.90 | View |
| 6 | CSS | CHF 522.10 | View |
| 7 | Sanitas | CHF 525.70 | View |
| 8 | Helsana | CHF 530.00 | View |
| 9 | Galenos | CHF 530.90 | View |
| 10 | EGK | CHF 533.80 | View |
| 11 | ÖKK | CHF 538.70 | View |
| 12 | Atupri | CHF 541.80 | View |
| 13 | Vivao Sympany | CHF 560.30 | View |
| 14 | Philos | CHF 565.40 | View |
| 15 | SWICA | CHF 570.30 | View |
| 16 | Mutuel | CHF 584.60 | View |
| 17 | Visana | CHF 584.60 | View |
| 18 | Avenir | CHF 589.30 | View |
| 19 | vita surselva | CHF 623.80 | View |
| 20 | rhenusana | CHF 662.50 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.