SWICA — Region 1 of canton Ticino, 2026 premiums
SWICA covers the 70 municipalities of Region 1 in canton Ticino. Its lowest adult premium here is CHF 503.30 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
SWICA ranks 16 out of 21 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 645.99 a month.
What staying costs
Moving from SWICA to Agrisano, the cheapest insurer in this region, saves CHF 1'027.20 a year for an adult on the same profile.
The full SWICA table
240 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 826.50 | CHF 669.50 | CHF 719.10 | CHF 768.70 |
| 500 | CHF 814.90 | CHF 657.80 | CHF 707.40 | CHF 757.00 |
| 1'000 | CHF 785.70 | CHF 636.90 | CHF 686.50 | CHF 736.10 |
| 1'500 | CHF 756.50 | CHF 607.80 | CHF 657.40 | CHF 707.00 |
| 2'000 | CHF 727.40 | CHF 570.30 | CHF 619.90 | CHF 677.80 |
| 2'500 | CHF 698.20 | CHF 541.20 | CHF 590.80 | CHF 648.60 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 619.90 | CHF 536.30 | CHF 564.20 | CHF 595.20 |
| 500 | CHF 608.30 | CHF 530.80 | CHF 552.50 | CHF 583.50 |
| 1'000 | CHF 579.10 | CHF 501.60 | CHF 538.80 | CHF 554.30 |
| 1'500 | CHF 549.90 | CHF 472.50 | CHF 509.70 | CHF 525.20 |
| 2'000 | CHF 520.80 | CHF 437.10 | CHF 468.10 | CHF 496.00 |
| 2'500 | CHF 491.60 | CHF 407.90 | CHF 438.90 | CHF 466.80 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 82.70 | CHF 73.20 | CHF 81.10 | CHF 82.70 |
| 200 | CHF 71.10 | CHF 63.20 | CHF 71.10 | CHF 71.10 |
| 400 | CHF 59.40 | CHF 51.60 | CHF 59.40 | CHF 59.40 |
| 600 | CHF 47.70 | CHF 44.50 | CHF 47.70 | CHF 47.70 |
With or without accident cover
With accident cover: CHF 826.50 a month. Without: CHF 768.70. Dropping it saves CHF 693.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 622.90 in 2025 to CHF 503.30 — a rise of 7.5 %.
The 70 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Ticino, not to the municipality.
Agno · Alto Malcantone · Aranno · Arbedo-Castione · Arogno · Ascona · Balerna · Bedano · Bellinzona · Bioggio · Bissone · Breggia · Brissago · Brusino Arsizio · Cademario · Cadempino · Cadenazzo · Canobbio · Capriasca · Caslano · Castel San Pietro · Chiasso · Coldrerio · Collina d'Oro · Comano · Cureglia · Gambarogno · Grancia · Gravesano · Isone · Lamone · Lema · Locarno · Losone · Lugano · Lumino · Magliaso · Manno · Massagno · Melide · Mendrisio · Mezzovico-Vira · Minusio · Monteceneri · Morbio Inferiore · Morcote · Muralto · Muzzano · Neggio · Novazzano · Origlio · Orselina · Paradiso · Ponte Capriasca · Porza · Pura · Riva San Vitale · Ronco sopra Ascona · Sant'Antonino · Savosa · Sorengo · Stabio · Tenero-Contra · Torricella-Taverne · Tresa · Vacallo · Val Mara · Vernate · Vezia · Vico Morcote
The other insurers in Region 1
21 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 583.90 | View |
| sana24 | CHF 593.80 | View |
| Aquilana | CHF 607.00 | View |
| KPT | CHF 613.30 | View |
| CONCORDIA | CHF 613.40 | View |
| Assura-Basis | CHF 617.80 | View |
| CSS | CHF 621.20 | View |
| Sanitas | CHF 624.80 | View |
| Helsana | CHF 629.10 | View |
| Galenos | CHF 630.00 | View |
| EGK | CHF 632.90 | View |
| ÖKK | CHF 637.80 | View |
| Atupri | CHF 640.90 | View |
| Vivao Sympany | CHF 659.50 | View |
| Philos | CHF 660.50 | View |
| Mutuel | CHF 683.60 | View |
| Visana | CHF 683.80 | View |
| Avenir | CHF 684.40 | View |
| vita surselva | CHF 717.00 | View |
| rhenusana | CHF 761.60 | View |
Source: Federal Office of Public Health (FOPH), official premiums.