Helsana — Region 1 of canton Ticino, 2026 premiums
Helsana covers the 70 municipalities of Region 1 in canton Ticino. Its lowest adult premium here is CHF 465.80 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Helsana ranks 9 out of 21 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 645.99 a month.
What staying costs
Moving from Helsana to Agrisano, the cheapest insurer in this region, saves CHF 542.40 a year for an adult on the same profile.
The full Helsana table
252 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 749.00 | CHF 636.60 | CHF 629.10 |
| 500 | CHF 737.40 | CHF 625.00 | CHF 617.50 |
| 1'000 | CHF 708.20 | CHF 595.80 | CHF 588.30 |
| 1'500 | CHF 679.00 | CHF 566.60 | CHF 559.10 |
| 2'000 | CHF 649.90 | CHF 537.50 | CHF 530.00 |
| 2'500 | CHF 620.70 | CHF 508.30 | CHF 500.80 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 599.20 | CHF 509.30 | CHF 503.30 |
| 500 | CHF 587.60 | CHF 497.70 | CHF 491.70 |
| 1'000 | CHF 558.40 | CHF 468.50 | CHF 462.50 |
| 1'500 | CHF 529.20 | CHF 439.30 | CHF 433.30 |
| 2'000 | CHF 500.10 | CHF 410.20 | CHF 404.20 |
| 2'500 | CHF 470.90 | CHF 381.00 | CHF 375.00 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 172.20 | CHF 146.30 | CHF 144.60 |
| 500 | CHF 143.10 | CHF 117.20 | CHF 115.50 |
With or without accident cover
With accident cover: CHF 749.00 a month. Without: CHF 696.60. Dropping it saves CHF 628.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 576.20 in 2025 to CHF 465.80 — a rise of 9.2 %.
The 70 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Ticino, not to the municipality.
Agno · Alto Malcantone · Aranno · Arbedo-Castione · Arogno · Ascona · Balerna · Bedano · Bellinzona · Bioggio · Bissone · Breggia · Brissago · Brusino Arsizio · Cademario · Cadempino · Cadenazzo · Canobbio · Capriasca · Caslano · Castel San Pietro · Chiasso · Coldrerio · Collina d'Oro · Comano · Cureglia · Gambarogno · Grancia · Gravesano · Isone · Lamone · Lema · Locarno · Losone · Lugano · Lumino · Magliaso · Manno · Massagno · Melide · Mendrisio · Mezzovico-Vira · Minusio · Monteceneri · Morbio Inferiore · Morcote · Muralto · Muzzano · Neggio · Novazzano · Origlio · Orselina · Paradiso · Ponte Capriasca · Porza · Pura · Riva San Vitale · Ronco sopra Ascona · Sant'Antonino · Savosa · Sorengo · Stabio · Tenero-Contra · Torricella-Taverne · Tresa · Vacallo · Val Mara · Vernate · Vezia · Vico Morcote
The other insurers in Region 1
21 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 583.90 | View |
| sana24 | CHF 593.80 | View |
| Aquilana | CHF 607.00 | View |
| KPT | CHF 613.30 | View |
| CONCORDIA | CHF 613.40 | View |
| Assura-Basis | CHF 617.80 | View |
| CSS | CHF 621.20 | View |
| Sanitas | CHF 624.80 | View |
| Galenos | CHF 630.00 | View |
| EGK | CHF 632.90 | View |
| ÖKK | CHF 637.80 | View |
| Atupri | CHF 640.90 | View |
| Vivao Sympany | CHF 659.50 | View |
| Philos | CHF 660.50 | View |
| SWICA | CHF 669.50 | View |
| Mutuel | CHF 683.60 | View |
| Visana | CHF 683.80 | View |
| Avenir | CHF 684.40 | View |
| vita surselva | CHF 717.00 | View |
| rhenusana | CHF 761.60 | View |
Source: Federal Office of Public Health (FOPH), official premiums.