Sanitas — Region 1 of canton Ticino, 2026 premiums
Sanitas covers the 70 municipalities of Region 1 in canton Ticino. Its lowest adult premium here is CHF 462.30 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Sanitas ranks 8 out of 21 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 645.99 a month.
What staying costs
Moving from Sanitas to Agrisano, the cheapest insurer in this region, saves CHF 490.80 a year for an adult on the same profile.
The full Sanitas table
304 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 726.40 | CHF 631.95 | CHF 661.10 | CHF 624.80 |
| 500 | CHF 714.80 | CHF 620.35 | CHF 649.50 | CHF 613.20 |
| 1'000 | CHF 685.60 | CHF 591.15 | CHF 620.30 | CHF 584.00 |
| 1'500 | CHF 656.40 | CHF 561.95 | CHF 591.10 | CHF 554.80 |
| 2'000 | CHF 627.30 | CHF 532.85 | CHF 562.00 | CHF 525.70 |
| 2'500 | CHF 598.10 | CHF 503.65 | CHF 532.80 | CHF 496.50 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 457.70 | CHF 439.35 | CHF 444.00 | CHF 439.40 |
| 500 | CHF 446.10 | CHF 427.75 | CHF 432.40 | CHF 427.80 |
| 1'000 | CHF 416.90 | CHF 398.55 | CHF 403.20 | CHF 398.60 |
| 1'500 | CHF 387.70 | CHF 369.35 | CHF 374.00 | CHF 369.40 |
| 2'000 | CHF 358.60 | CHF 340.25 | CHF 344.90 | CHF 340.30 |
| 2'500 | CHF 329.40 | CHF 311.05 | CHF 315.70 | CHF 311.10 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 175.10 | CHF 169.80 | CHF 171.60 | CHF 168.10 |
| 100 | CHF 169.30 | CHF 164.00 | CHF 165.80 | CHF 162.30 |
| 200 | CHF 163.50 | CHF 158.20 | CHF 160.00 | CHF 156.50 |
| 300 | CHF 157.60 | CHF 152.30 | CHF 154.10 | CHF 150.60 |
| 400 | CHF 151.80 | CHF 146.50 | CHF 148.30 | CHF 144.80 |
| 500 | CHF 146.00 | CHF 140.70 | CHF 142.50 | CHF 139.00 |
| 600 | CHF 140.10 | CHF 134.80 | CHF 136.60 | CHF 133.10 |
With or without accident cover
With accident cover: CHF 726.40 a month. Without: CHF 676.30. Dropping it saves CHF 601.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 582.40 in 2025 to CHF 462.30 — a rise of 7.3 %.
The 70 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Ticino, not to the municipality.
Agno · Alto Malcantone · Aranno · Arbedo-Castione · Arogno · Ascona · Balerna · Bedano · Bellinzona · Bioggio · Bissone · Breggia · Brissago · Brusino Arsizio · Cademario · Cadempino · Cadenazzo · Canobbio · Capriasca · Caslano · Castel San Pietro · Chiasso · Coldrerio · Collina d'Oro · Comano · Cureglia · Gambarogno · Grancia · Gravesano · Isone · Lamone · Lema · Locarno · Losone · Lugano · Lumino · Magliaso · Manno · Massagno · Melide · Mendrisio · Mezzovico-Vira · Minusio · Monteceneri · Morbio Inferiore · Morcote · Muralto · Muzzano · Neggio · Novazzano · Origlio · Orselina · Paradiso · Ponte Capriasca · Porza · Pura · Riva San Vitale · Ronco sopra Ascona · Sant'Antonino · Savosa · Sorengo · Stabio · Tenero-Contra · Torricella-Taverne · Tresa · Vacallo · Val Mara · Vernate · Vezia · Vico Morcote
The other insurers in Region 1
21 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 583.90 | View |
| sana24 | CHF 593.80 | View |
| Aquilana | CHF 607.00 | View |
| KPT | CHF 613.30 | View |
| CONCORDIA | CHF 613.40 | View |
| Assura-Basis | CHF 617.80 | View |
| CSS | CHF 621.20 | View |
| Helsana | CHF 629.10 | View |
| Galenos | CHF 630.00 | View |
| EGK | CHF 632.90 | View |
| ÖKK | CHF 637.80 | View |
| Atupri | CHF 640.90 | View |
| Vivao Sympany | CHF 659.50 | View |
| Philos | CHF 660.50 | View |
| SWICA | CHF 669.50 | View |
| Mutuel | CHF 683.60 | View |
| Visana | CHF 683.80 | View |
| Avenir | CHF 684.40 | View |
| vita surselva | CHF 717.00 | View |
| rhenusana | CHF 761.60 | View |
Source: Federal Office of Public Health (FOPH), official premiums.