ÖKK — Region 1 of canton Ticino, 2026 premiums
ÖKK covers the 70 municipalities of Region 1 in canton Ticino. Its lowest adult premium here is CHF 473.90 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
ÖKK ranks 12 out of 21 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 645.99 a month.
What staying costs
Moving from ÖKK to Agrisano, the cheapest insurer in this region, saves CHF 646.80 a year for an adult on the same profile.
The full ÖKK table
160 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 733.00 | CHF 659.70 | CHF 637.80 | CHF 670.70 |
| 500 | CHF 721.40 | CHF 648.10 | CHF 626.20 | CHF 659.10 |
| 1'000 | CHF 692.20 | CHF 618.90 | CHF 597.00 | CHF 629.90 |
| 1'500 | CHF 663.00 | CHF 589.70 | CHF 567.80 | CHF 600.70 |
| 2'000 | CHF 633.90 | CHF 560.60 | CHF 538.70 | CHF 571.60 |
| 2'500 | CHF 604.70 | CHF 531.40 | CHF 509.50 | CHF 542.40 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 531.50 | CHF 478.30 | CHF 462.40 | CHF 486.30 |
| 500 | CHF 519.90 | CHF 466.70 | CHF 450.80 | CHF 474.70 |
| 1'000 | CHF 490.70 | CHF 437.50 | CHF 421.60 | CHF 445.50 |
| 1'500 | CHF 461.50 | CHF 408.30 | CHF 392.40 | CHF 416.30 |
| 2'000 | CHF 432.40 | CHF 379.20 | CHF 363.30 | CHF 387.20 |
| 2'500 | CHF 403.20 | CHF 350.00 | CHF 334.10 | CHF 358.00 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 183.30 | CHF 165.00 | CHF 159.50 | CHF 167.70 |
| 200 | CHF 171.70 | CHF 153.40 | CHF 147.90 | CHF 156.10 |
| 400 | CHF 160.00 | CHF 141.70 | CHF 136.20 | CHF 144.40 |
| 600 | CHF 148.30 | CHF 130.00 | CHF 124.50 | CHF 132.70 |
With or without accident cover
With accident cover: CHF 733.00 a month. Without: CHF 681.70. Dropping it saves CHF 615.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 596.90 in 2025 to CHF 473.90 — a rise of 6.9 %.
The 70 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Ticino, not to the municipality.
Agno · Alto Malcantone · Aranno · Arbedo-Castione · Arogno · Ascona · Balerna · Bedano · Bellinzona · Bioggio · Bissone · Breggia · Brissago · Brusino Arsizio · Cademario · Cadempino · Cadenazzo · Canobbio · Capriasca · Caslano · Castel San Pietro · Chiasso · Coldrerio · Collina d'Oro · Comano · Cureglia · Gambarogno · Grancia · Gravesano · Isone · Lamone · Lema · Locarno · Losone · Lugano · Lumino · Magliaso · Manno · Massagno · Melide · Mendrisio · Mezzovico-Vira · Minusio · Monteceneri · Morbio Inferiore · Morcote · Muralto · Muzzano · Neggio · Novazzano · Origlio · Orselina · Paradiso · Ponte Capriasca · Porza · Pura · Riva San Vitale · Ronco sopra Ascona · Sant'Antonino · Savosa · Sorengo · Stabio · Tenero-Contra · Torricella-Taverne · Tresa · Vacallo · Val Mara · Vernate · Vezia · Vico Morcote
The other insurers in Region 1
21 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 583.90 | View |
| sana24 | CHF 593.80 | View |
| Aquilana | CHF 607.00 | View |
| KPT | CHF 613.30 | View |
| CONCORDIA | CHF 613.40 | View |
| Assura-Basis | CHF 617.80 | View |
| CSS | CHF 621.20 | View |
| Sanitas | CHF 624.80 | View |
| Helsana | CHF 629.10 | View |
| Galenos | CHF 630.00 | View |
| EGK | CHF 632.90 | View |
| Atupri | CHF 640.90 | View |
| Vivao Sympany | CHF 659.50 | View |
| Philos | CHF 660.50 | View |
| SWICA | CHF 669.50 | View |
| Mutuel | CHF 683.60 | View |
| Visana | CHF 683.80 | View |
| Avenir | CHF 684.40 | View |
| vita surselva | CHF 717.00 | View |
| rhenusana | CHF 761.60 | View |
Source: Federal Office of Public Health (FOPH), official premiums.