Vivao Sympany — Region 1 of canton Ticino, 2026 premiums
Vivao Sympany covers the 70 municipalities of Region 1 in canton Ticino. Its lowest adult premium here is CHF 494.10 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Vivao Sympany ranks 14 out of 21 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 645.99 a month.
What staying costs
Moving from Vivao Sympany to Agrisano, the cheapest insurer in this region, saves CHF 907.20 a year for an adult on the same profile.
The full Vivao Sympany table
192 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 758.00 | CHF 674.70 | CHF 659.50 | CHF 659.50 |
| 500 | CHF 746.40 | CHF 663.00 | CHF 647.80 | CHF 647.80 |
| 1'000 | CHF 717.20 | CHF 633.80 | CHF 618.70 | CHF 618.70 |
| 1'500 | CHF 688.00 | CHF 604.70 | CHF 589.50 | CHF 589.50 |
| 2'000 | CHF 658.90 | CHF 575.50 | CHF 560.30 | CHF 560.30 |
| 2'500 | CHF 629.70 | CHF 546.30 | CHF 531.20 | CHF 531.20 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 553.40 | CHF 492.50 | CHF 481.50 | CHF 481.50 |
| 500 | CHF 541.70 | CHF 480.90 | CHF 469.80 | CHF 469.80 |
| 1'000 | CHF 512.60 | CHF 451.70 | CHF 440.60 | CHF 440.60 |
| 1'500 | CHF 483.40 | CHF 422.50 | CHF 411.50 | CHF 411.50 |
| 2'000 | CHF 454.20 | CHF 393.40 | CHF 382.30 | CHF 382.30 |
| 2'500 | CHF 425.10 | CHF 364.20 | CHF 353.10 | CHF 353.10 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 223.70 | CHF 199.10 | CHF 194.60 | CHF 194.60 |
| 200 | CHF 212.00 | CHF 187.40 | CHF 182.90 | CHF 182.90 |
| 400 | CHF 200.30 | CHF 175.70 | CHF 171.30 | CHF 171.30 |
| 600 | CHF 188.70 | CHF 164.10 | CHF 159.60 | CHF 159.60 |
With or without accident cover
With accident cover: CHF 758.00 a month. Without: CHF 705.00. Dropping it saves CHF 636.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 642.60 in 2025 to CHF 494.10 — a rise of 2.6 %.
The 70 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Ticino, not to the municipality.
Agno · Alto Malcantone · Aranno · Arbedo-Castione · Arogno · Ascona · Balerna · Bedano · Bellinzona · Bioggio · Bissone · Breggia · Brissago · Brusino Arsizio · Cademario · Cadempino · Cadenazzo · Canobbio · Capriasca · Caslano · Castel San Pietro · Chiasso · Coldrerio · Collina d'Oro · Comano · Cureglia · Gambarogno · Grancia · Gravesano · Isone · Lamone · Lema · Locarno · Losone · Lugano · Lumino · Magliaso · Manno · Massagno · Melide · Mendrisio · Mezzovico-Vira · Minusio · Monteceneri · Morbio Inferiore · Morcote · Muralto · Muzzano · Neggio · Novazzano · Origlio · Orselina · Paradiso · Ponte Capriasca · Porza · Pura · Riva San Vitale · Ronco sopra Ascona · Sant'Antonino · Savosa · Sorengo · Stabio · Tenero-Contra · Torricella-Taverne · Tresa · Vacallo · Val Mara · Vernate · Vezia · Vico Morcote
The other insurers in Region 1
21 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 583.90 | View |
| sana24 | CHF 593.80 | View |
| Aquilana | CHF 607.00 | View |
| KPT | CHF 613.30 | View |
| CONCORDIA | CHF 613.40 | View |
| Assura-Basis | CHF 617.80 | View |
| CSS | CHF 621.20 | View |
| Sanitas | CHF 624.80 | View |
| Helsana | CHF 629.10 | View |
| Galenos | CHF 630.00 | View |
| EGK | CHF 632.90 | View |
| ÖKK | CHF 637.80 | View |
| Atupri | CHF 640.90 | View |
| Philos | CHF 660.50 | View |
| SWICA | CHF 669.50 | View |
| Mutuel | CHF 683.60 | View |
| Visana | CHF 683.80 | View |
| Avenir | CHF 684.40 | View |
| vita surselva | CHF 717.00 | View |
| rhenusana | CHF 761.60 | View |
Source: Federal Office of Public Health (FOPH), official premiums.