CONCORDIA — Region 1 of canton Ticino, 2026 premiums
CONCORDIA covers the 70 municipalities of Region 1 in canton Ticino. Its lowest adult premium here is CHF 458.50 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
CONCORDIA ranks 5 out of 21 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 645.99 a month.
What staying costs
Moving from CONCORDIA to Agrisano, the cheapest insurer in this region, saves CHF 354.00 a year for an adult on the same profile.
The full CONCORDIA table
208 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 725.90 | CHF 646.10 | CHF 613.40 | CHF 624.30 |
| 500 | CHF 714.30 | CHF 634.50 | CHF 601.80 | CHF 612.70 |
| 1'000 | CHF 685.10 | CHF 605.30 | CHF 572.60 | CHF 583.50 |
| 1'500 | CHF 655.90 | CHF 576.10 | CHF 543.40 | CHF 554.30 |
| 2'000 | CHF 626.80 | CHF 547.00 | CHF 514.30 | CHF 525.20 |
| 2'500 | CHF 597.60 | CHF 517.80 | CHF 485.10 | CHF 496.00 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 544.50 | CHF 484.70 | CHF 460.20 | CHF 468.30 |
| 500 | CHF 532.90 | CHF 473.10 | CHF 448.60 | CHF 456.70 |
| 1'000 | CHF 503.70 | CHF 443.90 | CHF 419.40 | CHF 427.50 |
| 1'500 | CHF 474.50 | CHF 414.70 | CHF 390.20 | CHF 398.30 |
| 2'000 | CHF 445.40 | CHF 385.60 | CHF 361.10 | CHF 369.20 |
| 2'500 | CHF 416.20 | CHF 356.40 | CHF 331.90 | CHF 340.00 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 87.20 | CHF 77.70 | CHF 73.70 | CHF 75.00 |
| 100 | CHF 81.40 | CHF 71.90 | CHF 67.90 | CHF 69.20 |
| 200 | CHF 75.60 | CHF 66.10 | CHF 62.10 | CHF 63.40 |
| 300 | CHF 69.70 | CHF 60.20 | CHF 56.20 | CHF 57.50 |
| 400 | CHF 63.90 | CHF 54.40 | CHF 50.40 | CHF 51.70 |
| 500 | CHF 58.10 | CHF 48.60 | CHF 46.20 | CHF 46.20 |
| 600 | CHF 52.20 | CHF 46.20 | CHF 46.20 | CHF 46.20 |
With or without accident cover
With accident cover: CHF 725.90 a month. Without: CHF 686.00. Dropping it saves CHF 478.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 577.40 in 2025 to CHF 458.50 — a rise of 6.2 %.
The 70 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Ticino, not to the municipality.
Agno · Alto Malcantone · Aranno · Arbedo-Castione · Arogno · Ascona · Balerna · Bedano · Bellinzona · Bioggio · Bissone · Breggia · Brissago · Brusino Arsizio · Cademario · Cadempino · Cadenazzo · Canobbio · Capriasca · Caslano · Castel San Pietro · Chiasso · Coldrerio · Collina d'Oro · Comano · Cureglia · Gambarogno · Grancia · Gravesano · Isone · Lamone · Lema · Locarno · Losone · Lugano · Lumino · Magliaso · Manno · Massagno · Melide · Mendrisio · Mezzovico-Vira · Minusio · Monteceneri · Morbio Inferiore · Morcote · Muralto · Muzzano · Neggio · Novazzano · Origlio · Orselina · Paradiso · Ponte Capriasca · Porza · Pura · Riva San Vitale · Ronco sopra Ascona · Sant'Antonino · Savosa · Sorengo · Stabio · Tenero-Contra · Torricella-Taverne · Tresa · Vacallo · Val Mara · Vernate · Vezia · Vico Morcote
The other insurers in Region 1
21 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 583.90 | View |
| sana24 | CHF 593.80 | View |
| Aquilana | CHF 607.00 | View |
| KPT | CHF 613.30 | View |
| Assura-Basis | CHF 617.80 | View |
| CSS | CHF 621.20 | View |
| Sanitas | CHF 624.80 | View |
| Helsana | CHF 629.10 | View |
| Galenos | CHF 630.00 | View |
| EGK | CHF 632.90 | View |
| ÖKK | CHF 637.80 | View |
| Atupri | CHF 640.90 | View |
| Vivao Sympany | CHF 659.50 | View |
| Philos | CHF 660.50 | View |
| SWICA | CHF 669.50 | View |
| Mutuel | CHF 683.60 | View |
| Visana | CHF 683.80 | View |
| Avenir | CHF 684.40 | View |
| vita surselva | CHF 717.00 | View |
| rhenusana | CHF 761.60 | View |
Source: Federal Office of Public Health (FOPH), official premiums.