Visana — Region 1 of canton Ticino, 2026 premiums
Visana covers the 70 municipalities of Region 1 in canton Ticino. Its lowest adult premium here is CHF 519.10 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Visana ranks 18 out of 21 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 645.99 a month.
What staying costs
Moving from Visana to Agrisano, the cheapest insurer in this region, saves CHF 1'198.80 a year for an adult on the same profile.
The full Visana table
364 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 819.80 | CHF 721.50 | CHF 683.80 | CHF 721.50 |
| 500 | CHF 813.10 | CHF 714.80 | CHF 677.10 | CHF 714.80 |
| 1'000 | CHF 779.00 | CHF 680.60 | CHF 642.90 | CHF 680.60 |
| 1'500 | CHF 749.80 | CHF 651.50 | CHF 613.80 | CHF 651.50 |
| 2'000 | CHF 720.60 | CHF 622.30 | CHF 584.60 | CHF 622.30 |
| 2'500 | CHF 691.50 | CHF 593.10 | CHF 555.40 | CHF 593.10 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 574.00 | CHF 505.20 | CHF 481.60 | CHF 533.80 |
| 500 | CHF 567.30 | CHF 498.50 | CHF 475.00 | CHF 527.20 |
| 1'000 | CHF 533.10 | CHF 464.30 | CHF 440.80 | CHF 493.00 |
| 1'500 | CHF 504.00 | CHF 435.20 | CHF 411.60 | CHF 463.80 |
| 2'000 | CHF 474.80 | CHF 406.00 | CHF 382.50 | CHF 434.70 |
| 2'500 | CHF 445.60 | CHF 376.80 | CHF 353.30 | CHF 405.50 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 82.30 | CHF 72.50 | CHF 69.20 | CHF 72.50 |
| 100 | CHF 76.50 | CHF 66.70 | CHF 63.40 | CHF 66.70 |
| 200 | CHF 70.70 | CHF 60.80 | CHF 57.60 | CHF 60.80 |
| 300 | CHF 64.80 | CHF 55.00 | CHF 51.70 | CHF 55.00 |
| 400 | CHF 59.00 | CHF 49.20 | CHF 45.90 | CHF 49.20 |
| 500 | CHF 53.20 | CHF 44.20 | CHF 44.20 | CHF 44.20 |
| 600 | CHF 47.30 | CHF 44.20 | CHF 44.20 | CHF 44.20 |
With or without accident cover
With accident cover: CHF 819.80 a month. Without: CHF 766.20. Dropping it saves CHF 643.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 639.30 in 2025 to CHF 519.10 — a rise of 7.0 %.
The 70 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Ticino, not to the municipality.
Agno · Alto Malcantone · Aranno · Arbedo-Castione · Arogno · Ascona · Balerna · Bedano · Bellinzona · Bioggio · Bissone · Breggia · Brissago · Brusino Arsizio · Cademario · Cadempino · Cadenazzo · Canobbio · Capriasca · Caslano · Castel San Pietro · Chiasso · Coldrerio · Collina d'Oro · Comano · Cureglia · Gambarogno · Grancia · Gravesano · Isone · Lamone · Lema · Locarno · Losone · Lugano · Lumino · Magliaso · Manno · Massagno · Melide · Mendrisio · Mezzovico-Vira · Minusio · Monteceneri · Morbio Inferiore · Morcote · Muralto · Muzzano · Neggio · Novazzano · Origlio · Orselina · Paradiso · Ponte Capriasca · Porza · Pura · Riva San Vitale · Ronco sopra Ascona · Sant'Antonino · Savosa · Sorengo · Stabio · Tenero-Contra · Torricella-Taverne · Tresa · Vacallo · Val Mara · Vernate · Vezia · Vico Morcote
The other insurers in Region 1
21 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 583.90 | View |
| sana24 | CHF 593.80 | View |
| Aquilana | CHF 607.00 | View |
| KPT | CHF 613.30 | View |
| CONCORDIA | CHF 613.40 | View |
| Assura-Basis | CHF 617.80 | View |
| CSS | CHF 621.20 | View |
| Sanitas | CHF 624.80 | View |
| Helsana | CHF 629.10 | View |
| Galenos | CHF 630.00 | View |
| EGK | CHF 632.90 | View |
| ÖKK | CHF 637.80 | View |
| Atupri | CHF 640.90 | View |
| Vivao Sympany | CHF 659.50 | View |
| Philos | CHF 660.50 | View |
| SWICA | CHF 669.50 | View |
| Mutuel | CHF 683.60 | View |
| Avenir | CHF 684.40 | View |
| vita surselva | CHF 717.00 | View |
| rhenusana | CHF 761.60 | View |
Source: Federal Office of Public Health (FOPH), official premiums.