Mutuel — Region 1 of canton Ticino, 2026 premiums
Mutuel covers the 70 municipalities of Region 1 in canton Ticino. Its lowest adult premium here is CHF 516.70 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Mutuel ranks 17 out of 21 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 645.99 a month.
What staying costs
Moving from Mutuel to Agrisano, the cheapest insurer in this region, saves CHF 1'196.40 a year for an adult on the same profile.
The full Mutuel table
208 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 772.40 | CHF 702.90 | CHF 683.60 |
| 500 | CHF 760.90 | CHF 691.40 | CHF 672.10 |
| 1'000 | CHF 731.90 | CHF 662.40 | CHF 643.10 |
| 1'500 | CHF 702.40 | CHF 632.90 | CHF 613.60 |
| 2'000 | CHF 673.40 | CHF 603.90 | CHF 584.60 |
| 2'500 | CHF 644.40 | CHF 574.90 | CHF 555.60 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 560.00 | CHF 509.60 | CHF 501.20 |
| 500 | CHF 548.50 | CHF 498.10 | CHF 489.70 |
| 1'000 | CHF 519.50 | CHF 469.10 | CHF 460.70 |
| 1'500 | CHF 490.00 | CHF 439.60 | CHF 431.20 |
| 2'000 | CHF 461.00 | CHF 410.60 | CHF 402.20 |
| 2'500 | CHF 432.00 | CHF 381.60 | CHF 373.20 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 135.70 | CHF 123.50 | CHF 124.20 |
| 100 | CHF 131.40 | CHF 119.20 | CHF 119.80 |
| 200 | CHF 127.00 | CHF 114.80 | CHF 115.50 |
| 300 | CHF 122.60 | CHF 110.40 | CHF 111.10 |
| 400 | CHF 118.20 | CHF 106.00 | CHF 106.70 |
| 500 | CHF 113.90 | CHF 101.70 | CHF 102.40 |
| 600 | CHF 109.50 | CHF 97.30 | CHF 97.90 |
With or without accident cover
With accident cover: CHF 772.40 a month. Without: CHF 718.40. Dropping it saves CHF 648.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 662.00 in 2025 to CHF 516.70 — a rise of 3.3 %.
The 70 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Ticino, not to the municipality.
Agno · Alto Malcantone · Aranno · Arbedo-Castione · Arogno · Ascona · Balerna · Bedano · Bellinzona · Bioggio · Bissone · Breggia · Brissago · Brusino Arsizio · Cademario · Cadempino · Cadenazzo · Canobbio · Capriasca · Caslano · Castel San Pietro · Chiasso · Coldrerio · Collina d'Oro · Comano · Cureglia · Gambarogno · Grancia · Gravesano · Isone · Lamone · Lema · Locarno · Losone · Lugano · Lumino · Magliaso · Manno · Massagno · Melide · Mendrisio · Mezzovico-Vira · Minusio · Monteceneri · Morbio Inferiore · Morcote · Muralto · Muzzano · Neggio · Novazzano · Origlio · Orselina · Paradiso · Ponte Capriasca · Porza · Pura · Riva San Vitale · Ronco sopra Ascona · Sant'Antonino · Savosa · Sorengo · Stabio · Tenero-Contra · Torricella-Taverne · Tresa · Vacallo · Val Mara · Vernate · Vezia · Vico Morcote
The other insurers in Region 1
21 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 583.90 | View |
| sana24 | CHF 593.80 | View |
| Aquilana | CHF 607.00 | View |
| KPT | CHF 613.30 | View |
| CONCORDIA | CHF 613.40 | View |
| Assura-Basis | CHF 617.80 | View |
| CSS | CHF 621.20 | View |
| Sanitas | CHF 624.80 | View |
| Helsana | CHF 629.10 | View |
| Galenos | CHF 630.00 | View |
| EGK | CHF 632.90 | View |
| ÖKK | CHF 637.80 | View |
| Atupri | CHF 640.90 | View |
| Vivao Sympany | CHF 659.50 | View |
| Philos | CHF 660.50 | View |
| SWICA | CHF 669.50 | View |
| Visana | CHF 683.80 | View |
| Avenir | CHF 684.40 | View |
| vita surselva | CHF 717.00 | View |
| rhenusana | CHF 761.60 | View |
Source: Federal Office of Public Health (FOPH), official premiums.