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CHF 500 deductible in Region 2 of canton Zurich

At a CHF 500 deductible, 27 insurers offer a premium in Region 2 of canton Zurich. The lowest is CHF 457.90 a month for an adult, accident cover included.

What this deductible earns

Against the minimum 300-franc deductible, whose lowest premium is CHF 467.90, the CHF 500 deductible saves CHF 120.00 a year on the premium.

What it risks

In exchange you must cover CHF 200 more yourself before the insurance steps in. The tipping point is CHF 420.00 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.

The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.

The ranking, cheapest to dearest

27 insurers at a CHF 500 deductible in this region. Adult premium, accident cover included.

RankInsurerPremium
1AgrisanoCHF 457.90View
2AtupriCHF 464.00View
3SLKKCHF 469.10View
4KPTCHF 471.70View
5CSSCHF 473.00View
6SanitasCHF 476.80View
7CONCORDIACHF 480.70View
8HelsanaCHF 482.20View
9WädenswilCHF 484.80View
10ÖKKCHF 485.10View
11SWICACHF 485.50View
12Assura-BasisCHF 487.30View
13rhenusanaCHF 488.20View
14VisanaCHF 488.80View
15sana24CHF 489.60View
16AquilanaCHF 492.10View
17Vivao SympanyCHF 495.30View
18Luzerner HinterlandCHF 498.15View
19SumiswalderCHF 500.80View
20EGKCHF 505.50View
21AvenirCHF 509.80View
22PhilosCHF 516.70View
23MutuelCHF 519.80View
24GalenosCHF 527.90View
25SteffisburgCHF 536.40View
26vita surselvaCHF 561.40View
27EinsiedlerCHF 588.00View

Your exact premium at this deductible

The comparator works out the real amount for your age and municipality, across all 34 insurers at once.

Source: Federal Office of Public Health (FOPH), official premiums. 2026.