KPT — Region 2 of canton Zurich, 2026 premiums
KPT covers the 37 municipalities of Region 2 in canton Zurich. Its lowest adult premium here is CHF 330.20 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
KPT ranks 4 out of 27 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 508.86 a month.
What staying costs
Moving from KPT to Agrisano, the cheapest insurer in this region, saves CHF 184.80 a year for an adult on the same profile.
The full KPT table
168 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 572.00 | CHF 492.10 | CHF 505.40 | CHF 483.30 |
| 500 | CHF 560.40 | CHF 480.50 | CHF 493.80 | CHF 471.70 |
| 1'000 | CHF 531.20 | CHF 451.30 | CHF 464.60 | CHF 442.50 |
| 1'500 | CHF 502.00 | CHF 422.10 | CHF 435.40 | CHF 413.30 |
| 2'500 | CHF 443.70 | CHF 363.80 | CHF 377.10 | CHF 355.00 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 457.60 | CHF 398.30 | CHF 408.20 | CHF 391.70 |
| 500 | CHF 446.00 | CHF 386.70 | CHF 396.60 | CHF 380.10 |
| 1'000 | CHF 416.80 | CHF 357.50 | CHF 367.40 | CHF 350.90 |
| 1'500 | CHF 387.60 | CHF 328.30 | CHF 338.20 | CHF 321.70 |
| 2'500 | CHF 329.30 | CHF 270.00 | CHF 279.90 | CHF 263.40 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 137.30 | CHF 112.70 | CHF 116.80 | CHF 109.90 |
| 200 | CHF 125.70 | CHF 103.20 | CHF 106.90 | CHF 100.70 |
| 400 | CHF 114.00 | CHF 93.60 | CHF 97.00 | CHF 91.30 |
| 600 | CHF 102.30 | CHF 84.00 | CHF 87.00 | CHF 82.00 |
With or without accident cover
With accident cover: CHF 572.00 a month. Without: CHF 532.00. Dropping it saves CHF 480.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 467.80 in 2025 to CHF 330.20 — a rise of 3.3 %.
The 37 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Zurich, not to the municipality.
Adliswil · Dietikon · Dietlikon · Dübendorf · Egg · Erlenbach (ZH) · Fällanden · Greifensee · Herrliberg · Hombrechtikon · Horgen · Kilchberg (ZH) · Kloten · Küsnacht (ZH) · Maur · Meilen · Männedorf · Mönchaltorf · Oetwil am See · Opfikon · Regensdorf · Richterswil · Rümlang · Schlieren · Schwerzenbach · Stäfa · Thalwil · Uetikon am See · Urdorf · Uster · Volketswil · Wallisellen · Wangen-Brüttisellen · Winterthur · Wädenswil · Zollikon · Zumikon
The other insurers in Region 2
27 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 467.90 | View |
| Atupri | CHF 475.60 | View |
| SLKK | CHF 479.30 | View |
| CSS | CHF 484.60 | View |
| Sanitas | CHF 488.40 | View |
| CONCORDIA | CHF 492.30 | View |
| Helsana | CHF 493.80 | View |
| Visana | CHF 495.50 | View |
| Wädenswil | CHF 496.40 | View |
| ÖKK | CHF 496.70 | View |
| SWICA | CHF 497.10 | View |
| Assura-Basis | CHF 498.90 | View |
| rhenusana | CHF 499.80 | View |
| sana24 | CHF 501.30 | View |
| Aquilana | CHF 502.20 | View |
| Vivao Sympany | CHF 506.90 | View |
| Luzerner Hinterland | CHF 509.80 | View |
| Sumiswalder | CHF 511.60 | View |
| EGK | CHF 517.10 | View |
| Avenir | CHF 521.30 | View |
| Philos | CHF 528.20 | View |
| Mutuel | CHF 531.30 | View |
| Galenos | CHF 539.60 | View |
| Steffisburg | CHF 548.00 | View |
| vita surselva | CHF 572.85 | View |
| Einsiedler | CHF 599.60 | View |
Source: Federal Office of Public Health (FOPH), official premiums.