CONCORDIA — Region 1 of canton Zurich, 2026 premiums
CONCORDIA covers the 1 municipalities of Region 1 in canton Zurich. Its lowest adult premium here is CHF 392.90 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
CONCORDIA ranks 10 out of 27 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 566.23 a month.
What staying costs
Moving from CONCORDIA to Atupri, the cheapest insurer in this region, saves CHF 315.60 a year for an adult on the same profile.
The full CONCORDIA table
208 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 636.20 | CHF 563.10 | CHF 544.00 | CHF 553.50 |
| 500 | CHF 624.60 | CHF 551.50 | CHF 532.40 | CHF 541.90 |
| 1'000 | CHF 595.40 | CHF 522.30 | CHF 503.20 | CHF 512.70 |
| 1'500 | CHF 566.20 | CHF 493.10 | CHF 474.00 | CHF 483.50 |
| 2'000 | CHF 537.10 | CHF 464.00 | CHF 444.90 | CHF 454.40 |
| 2'500 | CHF 507.90 | CHF 434.80 | CHF 415.70 | CHF 425.20 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 477.20 | CHF 422.40 | CHF 408.10 | CHF 415.20 |
| 500 | CHF 465.60 | CHF 410.80 | CHF 396.50 | CHF 403.60 |
| 1'000 | CHF 436.40 | CHF 381.60 | CHF 367.30 | CHF 374.40 |
| 1'500 | CHF 407.20 | CHF 352.40 | CHF 338.10 | CHF 345.20 |
| 2'000 | CHF 378.10 | CHF 323.30 | CHF 309.00 | CHF 316.10 |
| 2'500 | CHF 348.90 | CHF 294.10 | CHF 279.80 | CHF 286.90 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 76.40 | CHF 67.70 | CHF 65.40 | CHF 66.50 |
| 100 | CHF 70.60 | CHF 61.90 | CHF 59.60 | CHF 60.70 |
| 200 | CHF 64.80 | CHF 56.10 | CHF 53.80 | CHF 54.90 |
| 300 | CHF 58.90 | CHF 50.20 | CHF 47.90 | CHF 49.00 |
| 400 | CHF 53.10 | CHF 44.40 | CHF 42.10 | CHF 43.20 |
| 500 | CHF 47.30 | CHF 40.50 | CHF 40.50 | CHF 40.50 |
| 600 | CHF 41.40 | CHF 40.50 | CHF 40.50 | CHF 40.50 |
With or without accident cover
With accident cover: CHF 636.20 a month. Without: CHF 601.30. Dropping it saves CHF 418.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 507.20 in 2025 to CHF 392.90 — a rise of 7.3 %.
The 1 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Zurich, not to the municipality.
The other insurers in Region 1
27 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Atupri | CHF 517.70 | View |
| Assura-Basis | CHF 522.80 | View |
| Vivao Sympany | CHF 527.90 | View |
| CSS | CHF 530.60 | View |
| SLKK | CHF 532.60 | View |
| Sanitas | CHF 532.70 | View |
| Helsana | CHF 533.60 | View |
| Avenir | CHF 540.20 | View |
| KPT | CHF 543.80 | View |
| Mutuel | CHF 553.50 | View |
| SWICA | CHF 553.70 | View |
| ÖKK | CHF 556.30 | View |
| sana24 | CHF 561.10 | View |
| Sumiswalder | CHF 561.50 | View |
| EGK | CHF 571.30 | View |
| Aquilana | CHF 572.00 | View |
| Luzerner Hinterland | CHF 573.95 | View |
| Wädenswil | CHF 578.50 | View |
| Agrisano | CHF 579.00 | View |
| Visana | CHF 580.90 | View |
| Steffisburg | CHF 582.20 | View |
| Philos | CHF 593.50 | View |
| rhenusana | CHF 600.00 | View |
| Galenos | CHF 628.50 | View |
| vita surselva | CHF 633.65 | View |
| Einsiedler | CHF 682.75 | View |
Source: Federal Office of Public Health (FOPH), official premiums.