Luzerner Hinterland — Region 1 of canton Zurich, 2026 premiums
Luzerner Hinterland covers the 1 municipalities of Region 1 in canton Zurich. Its lowest adult premium here is CHF 418.90 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Luzerner Hinterland ranks 18 out of 27 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 566.23 a month.
What staying costs
Moving from Luzerner Hinterland to Atupri, the cheapest insurer in this region, saves CHF 675.00 a year for an adult on the same profile.
The full Luzerner Hinterland table
156 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 610.60 | CHF 580.05 | CHF 573.95 |
| 500 | CHF 598.95 | CHF 568.40 | CHF 562.30 |
| 1'000 | CHF 569.75 | CHF 539.25 | CHF 533.15 |
| 1'500 | CHF 540.60 | CHF 510.05 | CHF 503.95 |
| 2'000 | CHF 511.45 | CHF 480.90 | CHF 474.80 |
| 2'500 | CHF 482.25 | CHF 451.75 | CHF 445.65 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 470.15 | CHF 446.65 | CHF 441.95 |
| 500 | CHF 458.50 | CHF 435.00 | CHF 430.30 |
| 1'000 | CHF 429.35 | CHF 405.80 | CHF 401.10 |
| 1'500 | CHF 400.15 | CHF 376.65 | CHF 371.95 |
| 2'000 | CHF 371.00 | CHF 347.50 | CHF 342.80 |
| 2'500 | CHF 341.85 | CHF 318.30 | CHF 313.60 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 101.75 | CHF 96.65 | CHF 95.60 |
| 100 | CHF 97.75 | CHF 92.65 | CHF 91.65 |
| 200 | CHF 93.80 | CHF 88.70 | CHF 87.70 |
| 300 | CHF 89.85 | CHF 84.75 | CHF 83.70 |
| 400 | CHF 85.85 | CHF 80.75 | CHF 79.75 |
| 500 | CHF 81.90 | CHF 76.80 | CHF 75.80 |
| 600 | CHF 77.95 | CHF 72.85 | CHF 71.80 |
With or without accident cover
With accident cover: CHF 610.60 a month. Without: CHF 573.95. Dropping it saves CHF 439.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 551.85 in 2025 to CHF 418.90 — a rise of 4.0 %.
The 1 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Zurich, not to the municipality.
The other insurers in Region 1
27 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Atupri | CHF 517.70 | View |
| Assura-Basis | CHF 522.80 | View |
| Vivao Sympany | CHF 527.90 | View |
| CSS | CHF 530.60 | View |
| SLKK | CHF 532.60 | View |
| Sanitas | CHF 532.70 | View |
| Helsana | CHF 533.60 | View |
| Avenir | CHF 540.20 | View |
| KPT | CHF 543.80 | View |
| CONCORDIA | CHF 544.00 | View |
| Mutuel | CHF 553.50 | View |
| SWICA | CHF 553.70 | View |
| ÖKK | CHF 556.30 | View |
| sana24 | CHF 561.10 | View |
| Sumiswalder | CHF 561.50 | View |
| EGK | CHF 571.30 | View |
| Aquilana | CHF 572.00 | View |
| Wädenswil | CHF 578.50 | View |
| Agrisano | CHF 579.00 | View |
| Visana | CHF 580.90 | View |
| Steffisburg | CHF 582.20 | View |
| Philos | CHF 593.50 | View |
| rhenusana | CHF 600.00 | View |
| Galenos | CHF 628.50 | View |
| vita surselva | CHF 633.65 | View |
| Einsiedler | CHF 682.75 | View |
Source: Federal Office of Public Health (FOPH), official premiums.