Avenir — Region 1 of canton Zurich, 2026 premiums
Avenir covers the 1 municipalities of Region 1 in canton Zurich. Its lowest adult premium here is CHF 383.40 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Avenir ranks 8 out of 27 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 566.23 a month.
What staying costs
Moving from Avenir to Atupri, the cheapest insurer in this region, saves CHF 270.00 a year for an adult on the same profile.
The full Avenir table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 635.50 | CHF 556.10 | CHF 556.10 | CHF 540.20 |
| 500 | CHF 624.00 | CHF 544.60 | CHF 544.60 | CHF 528.70 |
| 1'000 | CHF 595.00 | CHF 515.60 | CHF 515.60 | CHF 499.70 |
| 1'500 | CHF 565.50 | CHF 486.10 | CHF 486.10 | CHF 470.20 |
| 2'000 | CHF 536.50 | CHF 457.10 | CHF 457.10 | CHF 441.20 |
| 2'500 | CHF 507.50 | CHF 428.10 | CHF 428.10 | CHF 412.20 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 446.10 | CHF 399.30 | CHF 390.40 | CHF 388.20 |
| 500 | CHF 434.60 | CHF 387.80 | CHF 378.90 | CHF 376.70 |
| 1'000 | CHF 405.60 | CHF 358.80 | CHF 349.90 | CHF 347.70 |
| 1'500 | CHF 376.10 | CHF 329.30 | CHF 320.40 | CHF 318.20 |
| 2'000 | CHF 347.10 | CHF 300.30 | CHF 291.40 | CHF 289.20 |
| 2'500 | CHF 318.10 | CHF 271.30 | CHF 262.40 | CHF 260.20 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 116.10 | CHF 107.40 | CHF 104.00 | CHF 104.00 |
| 100 | CHF 111.80 | CHF 103.10 | CHF 99.60 | CHF 99.60 |
| 200 | CHF 107.40 | CHF 98.70 | CHF 95.30 | CHF 95.30 |
| 300 | CHF 103.00 | CHF 94.30 | CHF 90.80 | CHF 90.80 |
| 400 | CHF 98.70 | CHF 90.00 | CHF 86.50 | CHF 86.50 |
| 500 | CHF 94.30 | CHF 85.60 | CHF 82.10 | CHF 82.10 |
| 600 | CHF 89.90 | CHF 81.20 | CHF 77.70 | CHF 77.70 |
With or without accident cover
With accident cover: CHF 635.50 a month. Without: CHF 591.10. Dropping it saves CHF 532.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 525.50 in 2025 to CHF 383.40 — a rise of 2.8 %.
The 1 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Zurich, not to the municipality.
The other insurers in Region 1
27 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Atupri | CHF 517.70 | View |
| Assura-Basis | CHF 522.80 | View |
| Vivao Sympany | CHF 527.90 | View |
| CSS | CHF 530.60 | View |
| SLKK | CHF 532.60 | View |
| Sanitas | CHF 532.70 | View |
| Helsana | CHF 533.60 | View |
| KPT | CHF 543.80 | View |
| CONCORDIA | CHF 544.00 | View |
| Mutuel | CHF 553.50 | View |
| SWICA | CHF 553.70 | View |
| ÖKK | CHF 556.30 | View |
| sana24 | CHF 561.10 | View |
| Sumiswalder | CHF 561.50 | View |
| EGK | CHF 571.30 | View |
| Aquilana | CHF 572.00 | View |
| Luzerner Hinterland | CHF 573.95 | View |
| Wädenswil | CHF 578.50 | View |
| Agrisano | CHF 579.00 | View |
| Visana | CHF 580.90 | View |
| Steffisburg | CHF 582.20 | View |
| Philos | CHF 593.50 | View |
| rhenusana | CHF 600.00 | View |
| Galenos | CHF 628.50 | View |
| vita surselva | CHF 633.65 | View |
| Einsiedler | CHF 682.75 | View |
Source: Federal Office of Public Health (FOPH), official premiums.