Sanitas — Region 1 of canton Zurich, 2026 premiums
Sanitas covers the 1 municipalities of Region 1 in canton Zurich. Its lowest adult premium here is CHF 376.50 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Sanitas ranks 6 out of 27 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 566.23 a month.
What staying costs
Moving from Sanitas to Atupri, the cheapest insurer in this region, saves CHF 180.00 a year for an adult on the same profile.
The full Sanitas table
304 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 619.40 | CHF 538.90 | CHF 563.70 | CHF 532.70 |
| 500 | CHF 607.80 | CHF 527.30 | CHF 552.10 | CHF 521.10 |
| 1'000 | CHF 578.60 | CHF 498.10 | CHF 522.90 | CHF 491.90 |
| 1'500 | CHF 549.40 | CHF 468.90 | CHF 493.70 | CHF 462.70 |
| 2'000 | CHF 520.30 | CHF 439.80 | CHF 464.60 | CHF 433.60 |
| 2'500 | CHF 491.10 | CHF 410.60 | CHF 435.40 | CHF 404.40 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 402.70 | CHF 386.50 | CHF 390.70 | CHF 386.60 |
| 500 | CHF 391.10 | CHF 374.90 | CHF 379.10 | CHF 375.00 |
| 1'000 | CHF 361.90 | CHF 345.70 | CHF 349.90 | CHF 345.80 |
| 1'500 | CHF 332.70 | CHF 316.50 | CHF 320.70 | CHF 316.60 |
| 2'000 | CHF 303.60 | CHF 287.40 | CHF 291.60 | CHF 287.50 |
| 2'500 | CHF 274.40 | CHF 258.20 | CHF 262.40 | CHF 258.30 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 157.40 | CHF 152.65 | CHF 154.30 | CHF 151.20 |
| 100 | CHF 151.60 | CHF 146.85 | CHF 148.50 | CHF 145.40 |
| 200 | CHF 145.80 | CHF 141.05 | CHF 142.70 | CHF 139.60 |
| 300 | CHF 139.90 | CHF 135.15 | CHF 136.80 | CHF 133.70 |
| 400 | CHF 134.10 | CHF 129.35 | CHF 131.00 | CHF 127.90 |
| 500 | CHF 128.30 | CHF 123.55 | CHF 125.20 | CHF 122.10 |
| 600 | CHF 122.40 | CHF 117.65 | CHF 119.30 | CHF 116.20 |
With or without accident cover
With accident cover: CHF 619.40 a month. Without: CHF 576.70. Dropping it saves CHF 512.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 516.00 in 2025 to CHF 376.50 — a rise of 3.2 %.
The 1 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Zurich, not to the municipality.
The other insurers in Region 1
27 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Atupri | CHF 517.70 | View |
| Assura-Basis | CHF 522.80 | View |
| Vivao Sympany | CHF 527.90 | View |
| CSS | CHF 530.60 | View |
| SLKK | CHF 532.60 | View |
| Helsana | CHF 533.60 | View |
| Avenir | CHF 540.20 | View |
| KPT | CHF 543.80 | View |
| CONCORDIA | CHF 544.00 | View |
| Mutuel | CHF 553.50 | View |
| SWICA | CHF 553.70 | View |
| ÖKK | CHF 556.30 | View |
| sana24 | CHF 561.10 | View |
| Sumiswalder | CHF 561.50 | View |
| EGK | CHF 571.30 | View |
| Aquilana | CHF 572.00 | View |
| Luzerner Hinterland | CHF 573.95 | View |
| Wädenswil | CHF 578.50 | View |
| Agrisano | CHF 579.00 | View |
| Visana | CHF 580.90 | View |
| Steffisburg | CHF 582.20 | View |
| Philos | CHF 593.50 | View |
| rhenusana | CHF 600.00 | View |
| Galenos | CHF 628.50 | View |
| vita surselva | CHF 633.65 | View |
| Einsiedler | CHF 682.75 | View |
Source: Federal Office of Public Health (FOPH), official premiums.