ÖKK — Region 1 of canton Zurich, 2026 premiums
ÖKK covers the 1 municipalities of Region 1 in canton Zurich. Its lowest adult premium here is CHF 398.10 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
ÖKK ranks 13 out of 27 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 566.23 a month.
What staying costs
Moving from ÖKK to Atupri, the cheapest insurer in this region, saves CHF 463.20 a year for an adult on the same profile.
The full ÖKK table
160 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 625.00 | CHF 562.50 | CHF 556.30 | CHF 571.90 |
| 500 | CHF 613.40 | CHF 550.90 | CHF 544.70 | CHF 560.30 |
| 1'000 | CHF 584.20 | CHF 521.70 | CHF 515.50 | CHF 531.10 |
| 1'500 | CHF 555.00 | CHF 492.50 | CHF 486.30 | CHF 501.90 |
| 2'000 | CHF 525.90 | CHF 463.40 | CHF 457.20 | CHF 472.80 |
| 2'500 | CHF 496.70 | CHF 434.20 | CHF 428.00 | CHF 443.60 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 468.80 | CHF 421.90 | CHF 417.20 | CHF 429.00 |
| 500 | CHF 457.20 | CHF 410.30 | CHF 405.60 | CHF 417.40 |
| 1'000 | CHF 428.00 | CHF 381.10 | CHF 376.40 | CHF 388.20 |
| 1'500 | CHF 398.80 | CHF 351.90 | CHF 347.20 | CHF 359.00 |
| 2'000 | CHF 369.70 | CHF 322.80 | CHF 318.10 | CHF 329.90 |
| 2'500 | CHF 340.50 | CHF 293.60 | CHF 288.90 | CHF 300.70 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 137.50 | CHF 123.80 | CHF 122.40 | CHF 125.90 |
| 200 | CHF 125.90 | CHF 112.20 | CHF 110.80 | CHF 114.30 |
| 400 | CHF 114.20 | CHF 100.50 | CHF 99.10 | CHF 102.60 |
| 600 | CHF 102.50 | CHF 88.80 | CHF 87.40 | CHF 90.90 |
With or without accident cover
With accident cover: CHF 625.00 a month. Without: CHF 581.30. Dropping it saves CHF 524.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 529.00 in 2025 to CHF 398.10 — a rise of 5.2 %.
The 1 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Zurich, not to the municipality.
The other insurers in Region 1
27 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Atupri | CHF 517.70 | View |
| Assura-Basis | CHF 522.80 | View |
| Vivao Sympany | CHF 527.90 | View |
| CSS | CHF 530.60 | View |
| SLKK | CHF 532.60 | View |
| Sanitas | CHF 532.70 | View |
| Helsana | CHF 533.60 | View |
| Avenir | CHF 540.20 | View |
| KPT | CHF 543.80 | View |
| CONCORDIA | CHF 544.00 | View |
| Mutuel | CHF 553.50 | View |
| SWICA | CHF 553.70 | View |
| sana24 | CHF 561.10 | View |
| Sumiswalder | CHF 561.50 | View |
| EGK | CHF 571.30 | View |
| Aquilana | CHF 572.00 | View |
| Luzerner Hinterland | CHF 573.95 | View |
| Wädenswil | CHF 578.50 | View |
| Agrisano | CHF 579.00 | View |
| Visana | CHF 580.90 | View |
| Steffisburg | CHF 582.20 | View |
| Philos | CHF 593.50 | View |
| rhenusana | CHF 600.00 | View |
| Galenos | CHF 628.50 | View |
| vita surselva | CHF 633.65 | View |
| Einsiedler | CHF 682.75 | View |
Source: Federal Office of Public Health (FOPH), official premiums.