Vivao Sympany — Region 1 of canton Zurich, 2026 premiums
Vivao Sympany covers the 1 municipalities of Region 1 in canton Zurich. Its lowest adult premium here is CHF 371.70 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Vivao Sympany ranks 3 out of 27 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 566.23 a month.
What staying costs
Moving from Vivao Sympany to Atupri, the cheapest insurer in this region, saves CHF 122.40 a year for an adult on the same profile.
The full Vivao Sympany table
192 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 621.00 | CHF 546.50 | CHF 527.90 | CHF 527.90 |
| 500 | CHF 609.40 | CHF 534.90 | CHF 516.20 | CHF 516.20 |
| 1'000 | CHF 580.20 | CHF 505.70 | CHF 487.10 | CHF 487.10 |
| 1'500 | CHF 551.00 | CHF 476.50 | CHF 457.90 | CHF 457.90 |
| 2'000 | CHF 521.90 | CHF 447.40 | CHF 428.70 | CHF 428.70 |
| 2'500 | CHF 492.70 | CHF 418.20 | CHF 399.60 | CHF 399.60 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 453.40 | CHF 399.00 | CHF 385.40 | CHF 385.40 |
| 500 | CHF 441.70 | CHF 387.30 | CHF 373.70 | CHF 373.70 |
| 1'000 | CHF 412.50 | CHF 358.10 | CHF 344.50 | CHF 344.50 |
| 1'500 | CHF 383.40 | CHF 329.00 | CHF 315.40 | CHF 315.40 |
| 2'000 | CHF 354.20 | CHF 299.80 | CHF 286.20 | CHF 286.20 |
| 2'500 | CHF 325.00 | CHF 270.60 | CHF 257.00 | CHF 257.00 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 183.20 | CHF 161.30 | CHF 155.80 | CHF 155.80 |
| 200 | CHF 171.60 | CHF 149.60 | CHF 144.10 | CHF 144.10 |
| 400 | CHF 159.90 | CHF 137.90 | CHF 132.40 | CHF 132.40 |
| 600 | CHF 148.20 | CHF 126.30 | CHF 120.80 | CHF 120.80 |
With or without accident cover
With accident cover: CHF 621.00 a month. Without: CHF 577.60. Dropping it saves CHF 520.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 499.40 in 2025 to CHF 371.70 — a rise of 5.7 %.
The 1 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Zurich, not to the municipality.
The other insurers in Region 1
27 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Atupri | CHF 517.70 | View |
| Assura-Basis | CHF 522.80 | View |
| CSS | CHF 530.60 | View |
| SLKK | CHF 532.60 | View |
| Sanitas | CHF 532.70 | View |
| Helsana | CHF 533.60 | View |
| Avenir | CHF 540.20 | View |
| KPT | CHF 543.80 | View |
| CONCORDIA | CHF 544.00 | View |
| Mutuel | CHF 553.50 | View |
| SWICA | CHF 553.70 | View |
| ÖKK | CHF 556.30 | View |
| sana24 | CHF 561.10 | View |
| Sumiswalder | CHF 561.50 | View |
| EGK | CHF 571.30 | View |
| Aquilana | CHF 572.00 | View |
| Luzerner Hinterland | CHF 573.95 | View |
| Wädenswil | CHF 578.50 | View |
| Agrisano | CHF 579.00 | View |
| Visana | CHF 580.90 | View |
| Steffisburg | CHF 582.20 | View |
| Philos | CHF 593.50 | View |
| rhenusana | CHF 600.00 | View |
| Galenos | CHF 628.50 | View |
| vita surselva | CHF 633.65 | View |
| Einsiedler | CHF 682.75 | View |
Source: Federal Office of Public Health (FOPH), official premiums.