KPT — Region 1 of canton Zurich, 2026 premiums
KPT covers the 1 municipalities of Region 1 in canton Zurich. Its lowest adult premium here is CHF 386.40 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
KPT ranks 9 out of 27 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 566.23 a month.
What staying costs
Moving from KPT to Atupri, the cheapest insurer in this region, saves CHF 313.20 a year for an adult on the same profile.
The full KPT table
168 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 647.70 | CHF 564.60 | CHF 559.40 | CHF 543.80 |
| 500 | CHF 636.10 | CHF 553.00 | CHF 547.80 | CHF 532.20 |
| 1'000 | CHF 606.90 | CHF 523.80 | CHF 518.60 | CHF 503.00 |
| 1'500 | CHF 577.70 | CHF 494.60 | CHF 489.40 | CHF 473.80 |
| 2'500 | CHF 519.40 | CHF 436.30 | CHF 431.10 | CHF 415.50 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 518.20 | CHF 455.80 | CHF 451.90 | CHF 440.20 |
| 500 | CHF 506.60 | CHF 444.20 | CHF 440.30 | CHF 428.60 |
| 1'000 | CHF 477.40 | CHF 415.00 | CHF 411.10 | CHF 399.40 |
| 1'500 | CHF 448.20 | CHF 385.80 | CHF 381.90 | CHF 370.20 |
| 2'500 | CHF 389.90 | CHF 327.50 | CHF 323.60 | CHF 311.90 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 155.40 | CHF 130.60 | CHF 129.10 | CHF 124.50 |
| 200 | CHF 143.80 | CHF 120.90 | CHF 119.40 | CHF 115.10 |
| 400 | CHF 132.10 | CHF 111.00 | CHF 109.70 | CHF 105.70 |
| 600 | CHF 120.40 | CHF 101.20 | CHF 100.00 | CHF 96.40 |
With or without accident cover
With accident cover: CHF 647.70 a month. Without: CHF 602.40. Dropping it saves CHF 543.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 526.30 in 2025 to CHF 386.40 — a rise of 3.3 %.
The 1 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Zurich, not to the municipality.
The other insurers in Region 1
27 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Atupri | CHF 517.70 | View |
| Assura-Basis | CHF 522.80 | View |
| Vivao Sympany | CHF 527.90 | View |
| CSS | CHF 530.60 | View |
| SLKK | CHF 532.60 | View |
| Sanitas | CHF 532.70 | View |
| Helsana | CHF 533.60 | View |
| Avenir | CHF 540.20 | View |
| CONCORDIA | CHF 544.00 | View |
| Mutuel | CHF 553.50 | View |
| SWICA | CHF 553.70 | View |
| ÖKK | CHF 556.30 | View |
| sana24 | CHF 561.10 | View |
| Sumiswalder | CHF 561.50 | View |
| EGK | CHF 571.30 | View |
| Aquilana | CHF 572.00 | View |
| Luzerner Hinterland | CHF 573.95 | View |
| Wädenswil | CHF 578.50 | View |
| Agrisano | CHF 579.00 | View |
| Visana | CHF 580.90 | View |
| Steffisburg | CHF 582.20 | View |
| Philos | CHF 593.50 | View |
| rhenusana | CHF 600.00 | View |
| Galenos | CHF 628.50 | View |
| vita surselva | CHF 633.65 | View |
| Einsiedler | CHF 682.75 | View |
Source: Federal Office of Public Health (FOPH), official premiums.