Helsana — Region 1 of canton Zurich, 2026 premiums
Helsana covers the 1 municipalities of Region 1 in canton Zurich. Its lowest adult premium here is CHF 377.00 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Helsana ranks 7 out of 27 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 566.23 a month.
What staying costs
Moving from Helsana to Atupri, the cheapest insurer in this region, saves CHF 190.80 a year for an adult on the same profile.
The full Helsana table
252 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 643.00 | CHF 533.60 | CHF 540.10 |
| 500 | CHF 631.40 | CHF 522.00 | CHF 528.50 |
| 1'000 | CHF 602.20 | CHF 492.80 | CHF 499.30 |
| 1'500 | CHF 573.00 | CHF 463.60 | CHF 470.10 |
| 2'000 | CHF 543.90 | CHF 434.50 | CHF 441.00 |
| 2'500 | CHF 514.70 | CHF 405.30 | CHF 411.80 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 514.40 | CHF 426.90 | CHF 432.00 |
| 500 | CHF 502.80 | CHF 415.30 | CHF 420.40 |
| 1'000 | CHF 473.60 | CHF 386.10 | CHF 391.20 |
| 1'500 | CHF 444.40 | CHF 356.90 | CHF 362.00 |
| 2'000 | CHF 415.30 | CHF 327.80 | CHF 332.90 |
| 2'500 | CHF 386.10 | CHF 298.60 | CHF 303.70 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 147.80 | CHF 122.60 | CHF 124.10 |
| 500 | CHF 118.70 | CHF 93.50 | CHF 95.00 |
With or without accident cover
With accident cover: CHF 643.00 a month. Without: CHF 598.00. Dropping it saves CHF 540.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 506.60 in 2025 to CHF 377.00 — a rise of 5.3 %.
The 1 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Zurich, not to the municipality.
The other insurers in Region 1
27 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Atupri | CHF 517.70 | View |
| Assura-Basis | CHF 522.80 | View |
| Vivao Sympany | CHF 527.90 | View |
| CSS | CHF 530.60 | View |
| SLKK | CHF 532.60 | View |
| Sanitas | CHF 532.70 | View |
| Avenir | CHF 540.20 | View |
| KPT | CHF 543.80 | View |
| CONCORDIA | CHF 544.00 | View |
| Mutuel | CHF 553.50 | View |
| SWICA | CHF 553.70 | View |
| ÖKK | CHF 556.30 | View |
| sana24 | CHF 561.10 | View |
| Sumiswalder | CHF 561.50 | View |
| EGK | CHF 571.30 | View |
| Aquilana | CHF 572.00 | View |
| Luzerner Hinterland | CHF 573.95 | View |
| Wädenswil | CHF 578.50 | View |
| Agrisano | CHF 579.00 | View |
| Visana | CHF 580.90 | View |
| Steffisburg | CHF 582.20 | View |
| Philos | CHF 593.50 | View |
| rhenusana | CHF 600.00 | View |
| Galenos | CHF 628.50 | View |
| vita surselva | CHF 633.65 | View |
| Einsiedler | CHF 682.75 | View |
Source: Federal Office of Public Health (FOPH), official premiums.