Galenos — Region 1 of canton Zurich, 2026 premiums
Galenos covers the 1 municipalities of Region 1 in canton Zurich. Its lowest adult premium here is CHF 467.50 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Galenos ranks 25 out of 27 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 566.23 a month.
What staying costs
Moving from Galenos to Atupri, the cheapest insurer in this region, saves CHF 1'329.60 a year for an adult on the same profile.
The full Galenos table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 724.00 | CHF 639.30 | CHF 629.90 | CHF 628.50 |
| 500 | CHF 712.30 | CHF 627.70 | CHF 618.30 | CHF 616.80 |
| 1'000 | CHF 683.20 | CHF 598.50 | CHF 589.10 | CHF 587.70 |
| 1'500 | CHF 654.00 | CHF 569.30 | CHF 559.90 | CHF 558.50 |
| 2'000 | CHF 624.80 | CHF 540.20 | CHF 530.80 | CHF 529.30 |
| 2'500 | CHF 595.70 | CHF 511.00 | CHF 501.60 | CHF 500.20 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 579.10 | CHF 510.20 | CHF 471.40 | CHF 496.30 |
| 500 | CHF 567.40 | CHF 498.50 | CHF 459.80 | CHF 484.70 |
| 1'000 | CHF 538.20 | CHF 469.40 | CHF 430.60 | CHF 455.50 |
| 1'500 | CHF 509.10 | CHF 440.20 | CHF 401.40 | CHF 426.30 |
| 2'000 | CHF 479.90 | CHF 411.00 | CHF 372.30 | CHF 397.20 |
| 2'500 | CHF 450.70 | CHF 381.90 | CHF 343.10 | CHF 368.00 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 72.80 | CHF 64.10 | CHF 64.10 | CHF 72.00 |
| 100 | CHF 67.70 | CHF 59.70 | CHF 59.70 | CHF 67.00 |
| 200 | CHF 62.60 | CHF 55.20 | CHF 55.20 | CHF 62.00 |
| 300 | CHF 57.60 | CHF 50.80 | CHF 50.80 | CHF 57.00 |
| 400 | CHF 52.50 | CHF 46.30 | CHF 46.30 | CHF 52.00 |
| 500 | CHF 47.40 | CHF 41.80 | CHF 41.80 | CHF 47.00 |
| 600 | CHF 42.40 | CHF 39.10 | CHF 39.10 | CHF 41.90 |
With or without accident cover
With accident cover: CHF 724.00 a month. Without: CHF 676.70. Dropping it saves CHF 567.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 647.50 in 2025 to CHF 467.50 — a fall of 2.9 %.
The 1 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Zurich, not to the municipality.
The other insurers in Region 1
27 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Atupri | CHF 517.70 | View |
| Assura-Basis | CHF 522.80 | View |
| Vivao Sympany | CHF 527.90 | View |
| CSS | CHF 530.60 | View |
| SLKK | CHF 532.60 | View |
| Sanitas | CHF 532.70 | View |
| Helsana | CHF 533.60 | View |
| Avenir | CHF 540.20 | View |
| KPT | CHF 543.80 | View |
| CONCORDIA | CHF 544.00 | View |
| Mutuel | CHF 553.50 | View |
| SWICA | CHF 553.70 | View |
| ÖKK | CHF 556.30 | View |
| sana24 | CHF 561.10 | View |
| Sumiswalder | CHF 561.50 | View |
| EGK | CHF 571.30 | View |
| Aquilana | CHF 572.00 | View |
| Luzerner Hinterland | CHF 573.95 | View |
| Wädenswil | CHF 578.50 | View |
| Agrisano | CHF 579.00 | View |
| Visana | CHF 580.90 | View |
| Steffisburg | CHF 582.20 | View |
| Philos | CHF 593.50 | View |
| rhenusana | CHF 600.00 | View |
| vita surselva | CHF 633.65 | View |
| Einsiedler | CHF 682.75 | View |
Source: Federal Office of Public Health (FOPH), official premiums.