CSS — Region 1 of canton Zurich, 2026 premiums
CSS covers the 1 municipalities of Region 1 in canton Zurich. Its lowest adult premium here is CHF 374.10 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
CSS ranks 4 out of 27 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 566.23 a month.
What staying costs
Moving from CSS to Atupri, the cheapest insurer in this region, saves CHF 154.80 a year for an adult on the same profile.
The full CSS table
180 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 651.00 | CHF 530.60 | CHF 592.40 |
| 500 | CHF 639.40 | CHF 519.00 | CHF 580.80 |
| 1'000 | CHF 610.20 | CHF 489.80 | CHF 551.60 |
| 1'500 | CHF 581.00 | CHF 460.60 | CHF 522.40 |
| 2'000 | CHF 551.90 | CHF 431.50 | CHF 493.30 |
| 2'500 | CHF 522.70 | CHF 402.30 | CHF 468.10 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 455.70 | CHF 376.70 | CHF 444.30 |
| 500 | CHF 444.10 | CHF 365.10 | CHF 432.70 |
| 1'000 | CHF 414.90 | CHF 335.90 | CHF 403.50 |
| 1'500 | CHF 385.70 | CHF 306.70 | CHF 374.30 |
| 2'000 | CHF 356.60 | CHF 277.60 | CHF 345.20 |
| 2'500 | CHF 327.40 | CHF 248.40 | CHF 319.00 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 143.20 | CHF 122.00 | CHF 130.30 |
| 100 | CHF 137.40 | CHF 116.20 | CHF 124.50 |
| 200 | CHF 131.60 | CHF 110.40 | CHF 118.70 |
| 300 | CHF 125.70 | CHF 104.50 | CHF 112.80 |
| 400 | CHF 119.90 | CHF 98.70 | CHF 107.00 |
| 600 | CHF 108.20 | CHF 87.00 | CHF 95.30 |
With or without accident cover
With accident cover: CHF 651.00 a month. Without: CHF 605.40. Dropping it saves CHF 547.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 528.40 in 2025 to CHF 374.10 — a rise of 0.4 %.
The 1 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Zurich, not to the municipality.
The other insurers in Region 1
27 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Atupri | CHF 517.70 | View |
| Assura-Basis | CHF 522.80 | View |
| Vivao Sympany | CHF 527.90 | View |
| SLKK | CHF 532.60 | View |
| Sanitas | CHF 532.70 | View |
| Helsana | CHF 533.60 | View |
| Avenir | CHF 540.20 | View |
| KPT | CHF 543.80 | View |
| CONCORDIA | CHF 544.00 | View |
| Mutuel | CHF 553.50 | View |
| SWICA | CHF 553.70 | View |
| ÖKK | CHF 556.30 | View |
| sana24 | CHF 561.10 | View |
| Sumiswalder | CHF 561.50 | View |
| EGK | CHF 571.30 | View |
| Aquilana | CHF 572.00 | View |
| Luzerner Hinterland | CHF 573.95 | View |
| Wädenswil | CHF 578.50 | View |
| Agrisano | CHF 579.00 | View |
| Visana | CHF 580.90 | View |
| Steffisburg | CHF 582.20 | View |
| Philos | CHF 593.50 | View |
| rhenusana | CHF 600.00 | View |
| Galenos | CHF 628.50 | View |
| vita surselva | CHF 633.65 | View |
| Einsiedler | CHF 682.75 | View |
Source: Federal Office of Public Health (FOPH), official premiums.