Mutuel — Region 1 of canton Zurich, 2026 premiums
Mutuel covers the 1 municipalities of Region 1 in canton Zurich. Its lowest adult premium here is CHF 395.70 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Mutuel ranks 11 out of 27 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 566.23 a month.
What staying costs
Moving from Mutuel to Atupri, the cheapest insurer in this region, saves CHF 429.60 a year for an adult on the same profile.
The full Mutuel table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 639.80 | CHF 582.30 | CHF 563.10 | CHF 553.50 |
| 500 | CHF 628.30 | CHF 570.80 | CHF 551.60 | CHF 542.00 |
| 1'000 | CHF 599.30 | CHF 541.80 | CHF 522.60 | CHF 513.00 |
| 1'500 | CHF 569.80 | CHF 512.30 | CHF 493.10 | CHF 483.50 |
| 2'000 | CHF 540.80 | CHF 483.30 | CHF 464.10 | CHF 454.50 |
| 2'500 | CHF 511.80 | CHF 454.30 | CHF 435.10 | CHF 425.50 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 492.00 | CHF 447.80 | CHF 433.00 | CHF 433.00 |
| 500 | CHF 480.50 | CHF 436.30 | CHF 421.50 | CHF 421.50 |
| 1'000 | CHF 451.50 | CHF 407.30 | CHF 392.50 | CHF 392.50 |
| 1'500 | CHF 422.00 | CHF 377.80 | CHF 363.00 | CHF 363.00 |
| 2'000 | CHF 393.00 | CHF 348.80 | CHF 334.00 | CHF 334.00 |
| 2'500 | CHF 364.00 | CHF 319.80 | CHF 305.00 | CHF 305.00 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 117.40 | CHF 106.90 | CHF 105.70 | CHF 105.70 |
| 100 | CHF 113.10 | CHF 102.50 | CHF 101.30 | CHF 101.30 |
| 200 | CHF 108.70 | CHF 98.20 | CHF 97.00 | CHF 97.00 |
| 300 | CHF 104.30 | CHF 93.70 | CHF 92.60 | CHF 92.60 |
| 400 | CHF 99.90 | CHF 89.40 | CHF 88.20 | CHF 88.20 |
| 500 | CHF 95.60 | CHF 85.00 | CHF 83.90 | CHF 83.90 |
| 600 | CHF 91.20 | CHF 80.60 | CHF 79.40 | CHF 79.40 |
With or without accident cover
With accident cover: CHF 639.80 a month. Without: CHF 595.10. Dropping it saves CHF 536.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 534.20 in 2025 to CHF 395.70 — a rise of 3.6 %.
The 1 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Zurich, not to the municipality.
The other insurers in Region 1
27 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Atupri | CHF 517.70 | View |
| Assura-Basis | CHF 522.80 | View |
| Vivao Sympany | CHF 527.90 | View |
| CSS | CHF 530.60 | View |
| SLKK | CHF 532.60 | View |
| Sanitas | CHF 532.70 | View |
| Helsana | CHF 533.60 | View |
| Avenir | CHF 540.20 | View |
| KPT | CHF 543.80 | View |
| CONCORDIA | CHF 544.00 | View |
| SWICA | CHF 553.70 | View |
| ÖKK | CHF 556.30 | View |
| sana24 | CHF 561.10 | View |
| Sumiswalder | CHF 561.50 | View |
| EGK | CHF 571.30 | View |
| Aquilana | CHF 572.00 | View |
| Luzerner Hinterland | CHF 573.95 | View |
| Wädenswil | CHF 578.50 | View |
| Agrisano | CHF 579.00 | View |
| Visana | CHF 580.90 | View |
| Steffisburg | CHF 582.20 | View |
| Philos | CHF 593.50 | View |
| rhenusana | CHF 600.00 | View |
| Galenos | CHF 628.50 | View |
| vita surselva | CHF 633.65 | View |
| Einsiedler | CHF 682.75 | View |
Source: Federal Office of Public Health (FOPH), official premiums.