vita surselva — Region 1 of canton Zurich, 2026 premiums
vita surselva covers the 1 municipalities of Region 1 in canton Zurich. Its lowest adult premium here is CHF 503.85 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
vita surselva ranks 26 out of 27 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 566.23 a month.
What staying costs
Moving from vita surselva to Atupri, the cheapest insurer in this region, saves CHF 1'391.40 a year for an adult on the same profile.
The full vita surselva table
76 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 300 | CHF 667.00 | CHF 633.65 |
| 500 | CHF 660.35 | CHF 627.30 |
| 1'000 | CHF 627.00 | CHF 595.65 |
| 1'500 | CHF 600.30 | CHF 563.95 |
| 2'000 | CHF 573.60 | CHF 538.60 |
| 2'500 | CHF 540.25 | CHF 506.90 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 300 | CHF 591.00 | CHF 561.45 |
| 500 | CHF 583.90 | CHF 550.20 |
| 1'000 | CHF 555.55 | CHF 522.15 |
| 1'500 | CHF 526.00 | CHF 494.10 |
| 2'000 | CHF 496.45 | CHF 466.00 |
| 2'500 | CHF 466.90 | CHF 437.95 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 0 | CHF 154.00 | CHF 146.30 |
| 100 | CHF 148.60 | CHF 141.90 |
| 200 | CHF 143.20 | CHF 136.05 |
| 300 | CHF 137.05 | CHF 130.20 |
| 400 | CHF 130.90 | CHF 124.35 |
| 500 | CHF 126.30 | CHF 118.50 |
| 600 | CHF 120.10 | CHF 112.65 |
With or without accident cover
With accident cover: CHF 667.00 a month. Without: CHF 663.00. Dropping it saves CHF 48.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 598.00 in 2025 to CHF 503.85 — a rise of 6.0 %.
The 1 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Zurich, not to the municipality.
The other insurers in Region 1
27 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Atupri | CHF 517.70 | View |
| Assura-Basis | CHF 522.80 | View |
| Vivao Sympany | CHF 527.90 | View |
| CSS | CHF 530.60 | View |
| SLKK | CHF 532.60 | View |
| Sanitas | CHF 532.70 | View |
| Helsana | CHF 533.60 | View |
| Avenir | CHF 540.20 | View |
| KPT | CHF 543.80 | View |
| CONCORDIA | CHF 544.00 | View |
| Mutuel | CHF 553.50 | View |
| SWICA | CHF 553.70 | View |
| ÖKK | CHF 556.30 | View |
| sana24 | CHF 561.10 | View |
| Sumiswalder | CHF 561.50 | View |
| EGK | CHF 571.30 | View |
| Aquilana | CHF 572.00 | View |
| Luzerner Hinterland | CHF 573.95 | View |
| Wädenswil | CHF 578.50 | View |
| Agrisano | CHF 579.00 | View |
| Visana | CHF 580.90 | View |
| Steffisburg | CHF 582.20 | View |
| Philos | CHF 593.50 | View |
| rhenusana | CHF 600.00 | View |
| Galenos | CHF 628.50 | View |
| Einsiedler | CHF 682.75 | View |
Source: Federal Office of Public Health (FOPH), official premiums.