Galenos — Region 2, St. Gallen: twelve years of premiums
Region 2, St. Gallen: the lowest Galenos premium went from CHF 279.00 a month in 2015 to CHF 459.00 in 2026 — a rise of +64.5 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 279.00 | CHF 258.70 | CHF 20.30 |
| 2016 | CHF 285.00 | CHF 269.60 | CHF 15.40 |
| 2017 | CHF 322.00 | CHF 309.60 | CHF 12.40 |
| 2018 | CHF 364.00 | CHF 327.40 | CHF 36.60 |
| 2019 | CHF 371.00 | CHF 339.70 | CHF 31.30 |
| 2020 | CHF 379.50 | CHF 349.90 | CHF 29.60 |
| 2021 | CHF 387.10 | CHF 348.60 | CHF 38.50 |
| 2022 | CHF 403.40 | CHF 346.90 | CHF 56.50 |
| 2023 | CHF 421.50 | CHF 371.70 | CHF 49.80 |
| 2024 | CHF 462.90 | CHF 379.80 | CHF 83.10 |
| 2025 | CHF 504.50 | CHF 398.70 | CHF 105.80 |
| 2026 | CHF 459.00 | CHF 419.60 | CHF 39.40 |
Faster or slower than the rest?
Galenos rose +64.5 % over the period, against +62.2 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2018: +13.0 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Galenos, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.