Sanitas — Region 1, Fribourg: twelve years of premiums
Region 1, Fribourg: the lowest Sanitas premium went from CHF 358.40 a month in 2015 to CHF 503.75 in 2026 — a rise of +40.6 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 358.40 | CHF 311.10 | CHF 47.30 |
| 2016 | CHF 382.90 | CHF 333.70 | CHF 49.20 |
| 2017 | CHF 391.60 | CHF 356.40 | CHF 35.20 |
| 2018 | CHF 409.60 | CHF 370.10 | CHF 39.50 |
| 2019 | CHF 416.20 | CHF 386.00 | CHF 30.20 |
| 2020 | CHF 400.00 | CHF 391.70 | CHF 8.30 |
| 2021 | CHF 406.00 | CHF 391.30 | CHF 14.70 |
| 2022 | CHF 405.00 | CHF 399.10 | CHF 5.90 |
| 2023 | CHF 428.70 | CHF 417.50 | CHF 11.20 |
| 2024 | CHF 459.50 | CHF 449.80 | CHF 9.70 |
| 2025 | CHF 481.40 | CHF 476.70 | CHF 4.70 |
| 2026 | CHF 503.75 | CHF 501.10 | CHF 2.65 |
Faster or slower than the rest?
Sanitas rose +40.6 % over the period, against +61.1 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +7.2 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Sanitas, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.