Sanitas — Region 2, St. Gallen: twelve years of premiums
Region 2, St. Gallen: the lowest Sanitas premium went from CHF 306.90 a month in 2015 to CHF 457.30 in 2026 — a rise of +49.0 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 306.90 | CHF 258.70 | CHF 48.20 |
| 2016 | CHF 344.00 | CHF 269.60 | CHF 74.40 |
| 2017 | CHF 380.00 | CHF 309.60 | CHF 70.40 |
| 2018 | CHF 387.20 | CHF 327.40 | CHF 59.80 |
| 2019 | CHF 387.20 | CHF 339.70 | CHF 47.50 |
| 2020 | CHF 372.20 | CHF 349.90 | CHF 22.30 |
| 2021 | CHF 379.60 | CHF 348.60 | CHF 31.00 |
| 2022 | CHF 379.70 | CHF 346.90 | CHF 32.80 |
| 2023 | CHF 386.40 | CHF 371.70 | CHF 14.70 |
| 2024 | CHF 417.80 | CHF 379.80 | CHF 38.00 |
| 2025 | CHF 439.40 | CHF 398.70 | CHF 40.70 |
| 2026 | CHF 457.30 | CHF 419.60 | CHF 37.70 |
Faster or slower than the rest?
Sanitas rose +49.0 % over the period, against +62.2 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2016: +12.1 % in one go. The premium did not move in 2019.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Sanitas, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.