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PrimaCare or PrimaFlex — Aargau

Aargau: with Avenir, PrimaCare costs CHF 518.70 a month in 2026 and PrimaFlex CHF 515.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 34.80 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. PrimaFlex is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCarePrimaFlexGap per year
300CHF 518.70CHF 515.80CHF 34.80
500CHF 507.20CHF 504.80CHF 28.80
1'000CHF 478.20CHF 477.30CHF 10.80
1'500CHF 448.70CHF 449.30CHF 7.20
2'000CHF 419.70CHF 421.70CHF 24.00
2'500CHF 390.70CHF 394.20CHF 42.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.