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PrimaCare or PrimaFlex — Region 1, Ticino

Region 1, Ticino: with Avenir, PrimaCare costs CHF 688.30 a month in 2026 and PrimaFlex CHF 684.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 46.80 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. PrimaFlex is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCarePrimaFlexGap per year
300CHF 688.30CHF 684.40CHF 46.80
500CHF 676.80CHF 673.40CHF 40.80
1'000CHF 647.80CHF 645.90CHF 22.80
1'500CHF 618.30CHF 617.90CHF 4.80
2'000CHF 589.30CHF 590.30CHF 12.00
2'500CHF 560.30CHF 562.80CHF 30.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.