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PrimaCare or PrimaFlex — Uri

Uri: with Avenir, PrimaCare costs CHF 481.20 a month in 2026 and PrimaFlex CHF 473.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 97.20 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. PrimaFlex is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCarePrimaFlexGap per year
300CHF 481.20CHF 473.10CHF 97.20
500CHF 469.70CHF 462.10CHF 91.20
1'000CHF 440.70CHF 434.60CHF 73.20
1'500CHF 411.20CHF 406.60CHF 55.20
2'000CHF 382.20CHF 379.00CHF 38.40
2'500CHF 353.20CHF 351.50CHF 20.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.