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PrimaCare or PrimaFlex — Schwyz

Schwyz: with Avenir, PrimaCare costs CHF 471.00 a month in 2026 and PrimaFlex CHF 468.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 32.40 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. PrimaFlex is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCarePrimaFlexGap per year
300CHF 471.00CHF 468.30CHF 32.40
500CHF 459.50CHF 457.30CHF 26.40
1'000CHF 430.50CHF 429.80CHF 8.40
1'500CHF 401.00CHF 401.80CHF 9.60
2'000CHF 372.00CHF 374.20CHF 26.40
2'500CHF 343.00CHF 346.70CHF 44.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.