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PrimaCare or PrimaFlex — Geneva

Geneva: with Avenir, PrimaCare costs CHF 680.30 a month in 2026 and PrimaFlex CHF 664.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 187.20 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. PrimaFlex is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCarePrimaFlexGap per year
300CHF 680.30CHF 664.70CHF 187.20
500CHF 668.80CHF 653.70CHF 181.20
1'000CHF 639.80CHF 626.20CHF 163.20
1'500CHF 610.30CHF 598.20CHF 145.20
2'000CHF 581.30CHF 570.60CHF 128.40
2'500CHF 552.30CHF 543.10CHF 110.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.