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PrimaCare or PrimaFlex — Region 1, Vaud

Region 1, Vaud: with Avenir, PrimaCare costs CHF 634.70 a month in 2026 and PrimaFlex CHF 598.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 430.80 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. PrimaFlex is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCarePrimaFlexGap per year
300CHF 634.70CHF 598.80CHF 430.80
500CHF 623.20CHF 587.80CHF 424.80
1'000CHF 594.20CHF 560.30CHF 406.80
1'500CHF 564.70CHF 532.30CHF 388.80
2'000CHF 535.70CHF 504.70CHF 372.00
2'500CHF 506.70CHF 477.20CHF 354.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.