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PrimaCare or PrimaFlex — Region 1, Schaffhausen

Region 1, Schaffhausen: with Avenir, PrimaCare costs CHF 581.90 a month in 2026 and PrimaFlex CHF 572.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 117.60 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. PrimaFlex is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCarePrimaFlexGap per year
300CHF 581.90CHF 572.10CHF 117.60
500CHF 570.40CHF 561.10CHF 111.60
1'000CHF 541.40CHF 533.60CHF 93.60
1'500CHF 511.90CHF 505.60CHF 75.60
2'000CHF 482.90CHF 478.00CHF 58.80
2'500CHF 453.90CHF 450.50CHF 40.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.