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PrimaCare or PrimaFlex — Region 2, Schaffhausen

Region 2, Schaffhausen: with Avenir, PrimaCare costs CHF 547.00 a month in 2026 and PrimaFlex CHF 537.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 110.40 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. PrimaFlex is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCarePrimaFlexGap per year
300CHF 547.00CHF 537.80CHF 110.40
500CHF 535.50CHF 526.80CHF 104.40
1'000CHF 506.50CHF 499.30CHF 86.40
1'500CHF 477.00CHF 471.30CHF 68.40
2'000CHF 448.00CHF 443.70CHF 51.60
2'500CHF 419.00CHF 416.20CHF 33.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.