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PrimaCare or PrimaFlex — Region 2, Ticino

Region 2, Ticino: with Avenir, PrimaCare costs CHF 633.30 a month in 2026 and PrimaFlex CHF 629.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 43.20 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. PrimaFlex is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCarePrimaFlexGap per year
300CHF 633.30CHF 629.70CHF 43.20
500CHF 621.80CHF 618.70CHF 37.20
1'000CHF 592.80CHF 591.20CHF 19.20
1'500CHF 563.30CHF 563.20CHF 1.20
2'000CHF 534.30CHF 535.60CHF 15.60
2'500CHF 505.30CHF 508.10CHF 33.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.